Video KYC in 2025: What It Is, How It Works & Why It Matters

Introduction

Lockdowns pushed remote onboarding from nicety to necessity, turning video KYC into a mainstream compliance channel. The market, valued at US $0.29 billion in 2024, is projected to top US $1.03 billion by 2033 at a 15 % CAGR, proof that live-video identity is here to stay.  Banks and fintechs love the speed: Checkout.com records 25–30 % more completed sign-ups when video replaces upload-only flows.  Regulators aren’t far behind—RBI’s November 2024 V-CIP update, the EU’s forthcoming AML Regulation and a FinCEN deep-fake alert all recognise (and police) video identity.  

1 · What Is Video KYC?

A live, agent-assisted video call—backed by AI—that verifies ID, face and liveness in real time. Successful sessions end with an encrypted recording and XML audit log retained for 5–10 years to meet FATF record-keeping rules.

2 · 2025 Regulatory Landscape at a Glance

3 · How Does Video KYC Work? (Step-by-Step)

1. Session start – user taps secure link; WebRTC launches (no app).
2. ID pre-screen – AI captures ID, runs OCR & fraud checks.
3. Live interview + liveness – agent follows on-screen script while AI tracks depth & micro-movements.
4. Geo-tag & consent – IP/GPS logged; user gives explicit consent.
5. Risk score & decision – engine merges doc, face and behaviour scores.
6. Audit vault – AES-256 video + XML log stored WORM-style.
   Total time: ~3–4 minutes on LTE/5G.

8 · Key Takeaways

• Market momentum: 15 % CAGR to 2033; video is mainstream.
• Conversion booster: +25–30 % completions vs. upload flows.
• Regulations explicit: RBI, EU AMLR, FinCEN all cite video identity—deep-fake safeguards required.
• Execution is everything: Adaptive streaming, scripted agents and layered liveness separate success from sanctions.

Next Steps — See Video KYC in Action

Cut onboarding time by 30 %, lift approval rates and keep regulators happy. Shufti’s Video KYC delivers:

• Real-time verification in 3–4 min
• Coverage in 230+ countries & 150+ languages
• Bank-grade security (ISO 27001:2022, PCI DSS, GDPR)
• 99.3 % doc/face match precision (Aite-Novarica 2024)