Features - shuftipro

Facial
Recognition

Document
Verification

Name
Verification

DoB
Verification

Address
Verification

Card Present
Verification

Background
Checks
Doesn’t it amaze you when a social media network automatically lets you know about your tagged photos? That is facial recognition at a glance. Shufti Pro utilizes this technique by incorporating a hybrid of Artificial and Human Intelligence to assess a person’s physical presence at the time of conducting a remote transaction, or verifying the person as the owner of perhaps, a driving license card by comparing image to image, if they are signing up for an online cab service.

How it Works

ID Card Check

User uploads their selfie
or appear in front of webcam

User uploads their ID document
or displays it in front of webcam

ID Card Check

User’s picture and image
on card is compared

ID Card Check

User identity is verified

Shufti Pro’s verification is carried out through API integration. In the first step a User either uploads their selfie or pre-recorded video, OR they appear for live verification conducted in front of a webcam, either in form of Live Image or Live Video. In the next step, similar to previous practise, the User is then asked to upload their ID document or display it in front of the camera. The commands for this choice is set by the Client beforehand. By default Shufti Pro supports ID card, Driving Licence or Passport as accepted form of documents. This can be further customised if the Client wishes so. In the last step our mix of Machine learning algorithms introduced via Artificial and Human Intelligence to detect the visual authentication.

Shufti Pro’s enhanced technology detects liveness, micro expressions, photoshopped images, false video streams and relative placement of features to ensure whether the person who’s document has been submitted is physically present. We ensure that during live verification a cropped image or cropped video is not verified.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

Shufti Pro’s Document Verification Service is two-fold. It secures authentication of the Document; whether it is valid or not by checking for fake or counterfeit items, and it also detects information present on the document and verifies it to ensure User’s identity.

Why is it important?

Document Verification is essential for Banking sector in order to grant a User access to an account, and for Insurance companies to assess the validity of credentials to process payments and records. Often companies face scams and false identities which breaks their system. Shufti Pro’s Document Verification Service has a step by step authentication process which resolves the underlying issue.

How it Works

ID Card Check

User enters his information

User is asked to display
or upload the Document

ID Card Check

Information is compared to
that present on the Document

ID Card Check

Document’s verification is checked

Shufti Pro’s technology can detect the authenticity of documents based on identifiable markers like Holograms and MRZ codes. The system looks for any photoshop items, a fake document, detecting for edges of image or screen that may be falsely presented in front of the webcam. Our superior technology can verify through crumpled or folded edges as well.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

With the rising identity theft crimes prevalent in financial institutions, a fast paced, accurate, and digitised KYC solution is essential. Ever had your identity stolen? Shufti Pro presents name verification service to counter that.

Why is it important?

Keep impersonators at bay, your banks, retail businesses or ICOs secure and enhance transparency through efficient fraud prevention. Shufti Pro helps you truly know your customer, safeguarding your financial institution against scammers, through accurate identity verification.

How it Works

ID Card Check

User is asked to enter their Name

User is asked to display
or upload Document

ID Card Check

Entered information is compared to
that present on the Document

ID Card Check

User’s verification is checked

The process begins with a server to server call to the Restful API, through which user sends their first name and last name. The name is converted to base64 string image. Using the Template Matching technique, that image is compared to the identity document. Once authenticity of format (first name followed by last name) and validity of name (where both the first name and last name on the document match to the info entered by the user) are checked, the process for name match ends. Results are sent back through the API and made accessible to clients in the back-office.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

Shufti Pro verifies user’s identity by ensuring the validity of Date of Birth on their documents. Educational Institutions and Service vendors often need to update their database as per this parameter. Shufti Pro offers a streamlined solution to get results at a fast pace.

Why is it important?

For employers, Date of Birth is an essential information that allows them to conduct necessary background assessment before hiring, similarly, a financial institution needs to assess it in order to verify whether a User is eligible for a transaction or to access account details.

How it Works

ID Card Check

User is asked to enter Date of Birth

User is asked to display
or upload Document

ID Card Check

Entered information is compared to
that present on the Document

ID Card Check

User’s verification is checked

The process begins with a server to server call to the Restful API, through which user sends their date of birth. The date of birth is converted to base64 string image. Using the Template Matching technique, that image is compared to the identity document. Once authenticity of format (first name followed by last name) and validity of name (where the format of Date of Birth is detected automatically) are checked, the process for DoB match ends. Results are sent back through the API and made accessible to clients in the back-office.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

Shufti Pro’s state-of-the-art Address Verification is designed to support Enterprises which are directly affected by undeliverable packages, failed shipment fees, and for Individuals who are interested in the assessment of potential buyers or investors.

Why is it important?

Merchants and Peer-to-Peer vendors are often susceptible to address fraud where a User claims that a shipped order never arrived. Thus, the situation has drastically affects the revenues and consumer trust. Shufti Pro allows service providers to verify address of customers in real-time, which is kept as record against every User’s request ID in Shufti Pro’s Back-Office. This allows companies to nullify a false claim registered against them.

How it Works

ID Card Check

User is asked to enter their Address

User is asked to display
or upload Document

ID Card Check

Entered Address is compared to
that present on the Document

ID Card Check

User’s verification is checked

The process begins with a server to server call to the Restful API, through which user sends their Address. The Address is converted to base64 string image. Using the Template Matching technique, that image is compared to the identity document. Once authenticity of relative format and validity of Address is checked, the process for Address Verification ends. Results are sent back through the API and made accessible to clients in the back-office.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

Did you know that net Card Fraud has increased from $3.1 billion in 2015 to a monumental $6.4 billion in 2018? Shufti Pro’s Card Present Verification service is developed to secure the validity of Debit/Credit Cards in a digital space. Shufti Pro adopts the best practices of Data Protection and PAN masking to enhance legitimacy of this process.

Why is it important?

Electronic Payment Cards are a now a common mean of conducting transaction, purchasing of goods, and acquiring of services. Airlines are now offering online payment of tickets, Hospitality platforms are creating new digital portals for bookings, and e-Commerce are selling their products online. In this scenario, these vendors are at the risk of encountering Chargeback Frauds, where a user claims a payment as false, or Card Not Present Fraud, where a user is not made to show their payment cards physically. To address this issue, Shufti Pro’s Card Present Verification service offers unparalleled services to verify Users as card owners.

How it Works

ID Card Check

User enters his IIN and BIN

User is asked to display
or upload Payment Card

ID Card Check

Information is compared to
that present on the card

ID Card Check

Card’s verification is checked

The process begins with a server to server call to the Restful API, through which user sends the first six (6) digits or last four (4) digits. The numbers are converted to base64 string image. Using the Template Matching technique, that image is compared to the payment card. Once authenticity of format and validity of card number is checked, the process for Card Present verification ends. Results are sent back through the API and made accessible to clients in the back-office.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

As enterprises and financial institutions are moving towards digital solutions, more and more fraud activities are being reported. Are you a victim of Money Laundering committed against your system? Is your company vulnerable to the threat of Corruption and Movement of Black money? Shufti Pro offers AML services to counter it.

What is AML?

AML is a set of procedures and instructions which screens a person’s identity before they are able to interact with a Company’s interface. Shufti Pro offers services to proactively verify users against a Watchlist and assess their potential to cause harm.

How it Works

ID Card Check

User is verified through
KYC verification

ID Card Check

User’s screening is conducted
against Global Watchlists

ID Card Check

User validity is identified

Shufti Pro integrates within your system. In order to screen a User, they are first verified through KYC, (Name Verification + DoB Verification). The verification is carried out via Template Matching Technique. Once a User is established as a verified individual the process moves on to Background Checks. At this stage the verified Name and DoB is screened against against 3000+ Global Watch Lists, as comprehensive Background Checks. Shufti Pro allows Clients to preemptively detect PEPs, close relatives of At Risk Person(s), Sanctioned, Debarred, Most Wanted, Blacklisted & Criminals.

The solution is cost effective and accounts for effective Risk Assessment. Shufti Pro is
unparalleled with its transparency and industry standards.

Check List

Checklist

  • List IconMinimize threat of Identity Theft.
  • List IconReduce friction and increase conversion.
  • List IconGet Omni-channel Support on iOS, Android, API.
  • List IconEnsure Due Diligence of Users.
  • List IconComply with KYC and AML compliance.
  • List IconGet solutions tailored to business goals.
  • List IconSecure legitimacy with PCI DSS and GDPR.

Use Cases

KYC/AML Compliance

Fraud Prevention

Customer Onboarding

Identity Management

KYC/AML Compliance

As the web of virtual criminal attacks gets more complicated, tailored security mechanism enables authorities to untangle it. Shufti Pro secures your data by ensuring authenticity of a user through verification processes and further scrutinizing them against Global Criminal Lists, Sanction Lists and Government Databases. Ensuring compliance with KYC/AML further results in maximum partnerships and profits.

Remote Account Opening

Banks and Financial Institutions, as part of technological advancement and diluting legacy infrastructure, are enabling customers to access services via online medium. However, this puts system at risk of fraudulent activities. The vigilant step by step user authentication performed by Shufti Pro, minimizes this effect.

Movement of Funds

In most cases of terrorist funding and drug money, size and frequency of deposits increase rapidly with no corresponding increase in final deposits. By using Shufti Pro’s machine learning technology, the system detects an illegal activity beforehand, removing risk of counterfeit.

Offshore Banking

Large enterprises often utilize offshore accounts to either evade tax or enjoy special legal amenities. Shufti Pro’s background checks ensure that dirty money or black funds are not introduced into legitimate channels. We provide checks which can efficiently determine even the close relatives of Person(s) present on watchlists.

Fraud Prevention

Cost management in face of fraud is high and can cause failures overnight. A systematic protection layer combats vulnerability. Shufti Pro provides step by step vigilant verifications to prevent fraudulent activity and mitigation of involved risks.

Protect Assets

Monetary assets and funds are at risk of theft or illegal access, once a wrongfully verified individual enters your system. Corporations and Brokers offering services are at risk of embezzlement and racketeering. With Shufti Pro’s 3 layered technology, identity verification is efficient and produce best results.

Track Users

While heading a crowdfunding platform, a growing risk of Exit Scam is heavily prevalent. The result is disappearance of investments and huge financial losses. Shufti Pro offers customised services that allows ICOs to authenticate an investor’s or offering party’s identity through verifying address to establish their real self.

Proof of Purchase

Libraries, Hospitality and Airlines industries are mostly affected by chargeback frauds. Shufti Pro’s unique feature provides a series of live images captured in realtime from the start of verification process till the end. This allows enterprises to keep a record of customers who have made purchases and reduce scams.

Customer Onboarding

Whether its a Bank or e-Commerce platform, the principal goal is to redeem customers on-board and retain those who are on-board. The first impression, a user receives, from the interface is what decides their future with the company. KYC/AML compliance is an additional burden on part of customer to acquire your service. Shufti Pro’s uncomplicated and effortless flow of verification process has been specifically designed to ensure best User Experience.

First Sign Up

A step by step instruction set to clarify the complete process with information pop ups.

Interactive Flow

A vocal personal assistant to guide Users through Verification processes.

Fit to Business

An appealing layout with fast, responsive interface tailored to Client’s expectations.

Identity Management

Identity theft and credential discrepancies cause major disadvantages for companies services or products involve online registration of customers. An automated system of verification cuts down cost and ensure user reliability. Shufti Pro engages state of the art technology which has omnichannel support.

Proof of Citizenship

The primary prerequisite for ensuring a person’s identity is via Government Issued ID cards. Verification is conducted against Name, and Date of Birth. Certain Payment gateways, and Financial services require advanced checks for country specific parameters; NIN (Africa), BSN (Netherlands), SSN (USA), TFN (Australia) and more.

Identify Underage Users

Are you a business that offers Alcohol purchase, or driver sign up for Cab services via online medium? A user’s age is of utmost importance in this regard and if not ensured may result in legal actions against the providers. Verify your User’s age by comparing Date of Birth from identity cards with Shufti Pro’s template matching technique.

Person Verification

Are your services going to the right person? Healthcare portals, Mortgages and such are always at risk of identity fraud. With Shufti Pro’s Video verification, Client can determine whether the end user is the eligible recipient for retirement, disability or related benefits.

Why choose Shufti Pro?

Shufti Pro accelerate verification processes by seamlessly
integrating with your system.

Problem

In an absence of authentication mechanism, businesses and
individuals are open to fraud, scam, and malicious attacks.

  • Chargeback Frauds
  • Identity Theft
  • Concealment of Money
  • Operational Costs
  • Data at Risk
  • Security Breaches
  • Terrorist Funding
  • Threat of PEPs & Blacklists

Solution

Shufti Pro acts as a guardian to enable enterprises with integrating
an enhanced and sophisticated user verification system.

  • Assets Protection
  • Data Security
  • Identity Verification
  • Risk Assessment
  • Accurate Results
  • Lesser User Friction
  • KBA Substitution
  • KYC/AML Compliance