User Risk Assessment Solution For Proportionate Due Diligence

EMAIL, PHONE, AND IP RISK

Disposable emails, invalid numbers, and proxy IPs often slip past basic checks. Shufti scores email, phone, and IP risk individually before rolling them into one risk level.

VELOCITY RISK OVER TIME

Repeated verification attempts can signal fraud or account takeover. Shufti tracks failed and successful attempts daily, weekly, and monthly.

ONE SCORE, FOUR LEVELS

Raw signal data alone doesn't tell a team who to act on first. Shufti rolls every signal into one risk level: low, medium, high, or prohibited.

WEIGHTED RISK RANGES

Fixed, one-size-fits-all thresholds rarely match a business's real risk appetite. Shufti lets you set the weighted scales that turn a score into a level, no developer required.

TOGGLEABLE FRAUD RULES

Not every fraud check applies to every business model. Shufti lets you turn phone, IP, email, and velocity checks on or off to match your risk appetite.

A SELF-SCORING QUESTIONNAIRE

Some risk factors can't be captured by automated checks alone. Shufti lets you build a Due Diligence Form where every answer carries its own score.

APPROVE, FLAG, OR ESCALATE

Manual review of every customer doesn't scale and slows down low-risk users. Shufti routes each customer automatically based on their assessed risk level.

CUSTOMISED VERIFICATION JOURNEY

The same checks for every customer over-verifies low risk and under-verifies high risk. Shufti sends low-risk customers down a lighter path and high-risk customers to deeper checks.

PROPORTIONATE DUE DILIGENCE

Identical checks are hard to defend under risk-based AML rules. Shufti routes by risk to apply proportionate CDD, and EDD where required, automatically.

PAIRS WITH ONGOING MONITORING

A risk score taken once at onboarding goes stale as circumstances change. Paired with Ongoing Monitoring, it can be revisited anytime after.

REASSESS FLAGGED USERS

New information on a flagged customer can surface after their initial review. Ongoing Monitoring routes them back through the Due Diligence Form when it does.

MATCHES AML'S EXPECTATIONS

AML regulation expects risk to be reassessed over time, not checked once and forgotten. Risk Assessment works alongside Ongoing Monitoring to keep due diligence current.