AMLR Solutions
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Deployment Options
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Secure Capture
Account Takeover
Stop Account Takeover, Protect Every Customer
Shufti stops account takeover fraud by verifying who’s actually at the keyboard, not the credential, not the cookie, not the SMS code. Identity-led account takeover protection at every login, payment, and recovery event. Government-validated. Live in days.
Seen Once Blocked Everywhere
Where Account Takeover Fraud Strikes
Onboarding
Synthetic identities and deepfake faces opening accounts that get sold downstream.
Login
Stolen session cookies and AiTM kits riding past MFA. No login event fires.
Action
Wire transfers, beneficiary swaps, withdrawals. The moment the loss leaves.
Recovery
Impersonation, SIM swap, deepfake. The most-attacked surface in 2025.
FOUR ATTACKS FOUR PLAYS
How Shufti’s Account Takeover Prevention Solution Works
Session Replay
When credential stuffing attacks or stolen session cookies bypass MFA:
AiTM Phishing
When phishing attacks, spear phishing emails, AiTM kits, or real-time proxies, capture the post-MFA session token.
SIM Hijacking
When the phone number is hijacked and SMS-OTP becomes worthless.
Help-Desk Account Takeover
When attackers impersonate customers through recovery flows or account-change requests.
- Biometric Face AuthenticationTriggers a passive biometric check, selfie matched against the enrolled face template, not a password or SMS code. Proprietary Pre-match deepfake defence kills injected or AI-generated face imagery before any comparison runs.
- Expert Agent ReviewHandles the highest-risk events with a full defensible audit trail.
Industry Playbook
Account Take Over hits every sector differently
The High-Stakes Withdrawal Window
Block account takeover at withdrawal, sanctioned-wallet transfers, and account-farming rings with MiCA-aligned biometric verification, wallet screening, and continuous session assurance.
The Broader Platform
Shufti covers the full attack surface
What We Do
The core workflows Shufti delivers,verifying customers at onboarding and monitoring them throughout the full relationship. Every touchpoint, one platform.
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AI-powered document forensics, biometric verification, and real-time AML screening in one adaptive flow, verifying genuine customers while blocking synthetic identities at the door.
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Continuous screening against 4,000+ sanctions, PEP, and adverse media sources. Customer records rechecked within minutes of a list update, not at the next periodic review.
What We Solve
The compliance and identity challenges regulated businesses face, KYC, KYB, fraud, age, workforce, and investor verification, resolved without stitching vendors together.
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Document forensics, iBeta-certified biometric liveness, NFC chip verification, and AML screening through one API. Authenticate customers across 240+ regions actively processed from a single integration.
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Facial age estimation, doc less eIDV, and document DOB extraction combine into one flow, stopping underage access without driving away legitimate users.
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One configurable flow for document verification, face verification, eIDV, NFC, address verification, and AML screening. One integration, one audit trail, no vendor stitching.
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Live registry checks across 240+ regions actively processed, complete UBO due diligence, and AML screening in one flow.
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Accreditation validation, document forensics, and MLRO-backed review in one investor verification flow. Meet accredited-investor mandates across 240+ jurisdictions without additional vendors.
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Verified identity at every access control point, onboarding, account recovery, privileged access, and MFA re-enrolment, without replacing your existing IAM stack.
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Document forensics, biometric matching, and enhanced due diligence inside your hiring pipeline. Catch fraudulent applicants and AI-generated candidates at application stage, not after offer.
Business Outcome
The results Shufti delivers at scale, staying compliant, stopping fraud, building user trust, and expanding globally from a single integration.
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Automated KYC, KYB, and AML run across 240+ actively processed regions, with audit-ready evidence trails for every decision and sanctions data refreshed every 15 minutes, 96x faster than industry standard.
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40+ ensemble AI models across the full customer lifecycle. Independent testing: 8 of 8 document forgeries detected where legacy stacks caught zero.
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Verify users, sellers, workers, and businesses before risk reaches your platform. One trust layer across marketplaces, gaming, gig economy, fintech, and age-restricted services.
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240+ regions actively processed, Any government-issued document, 150+ languages. One API with jurisdiction-configurable workflows and regional cloud infrastructure across EU, UK, US, APAC, and MENA.
BUILT FOR YOUR TEAM
One Platform Every Stakeholder
Compliance Officer
Regulator-defensible audit trail at every account-change event.
See Compliance Officers →Product Manager
0.75s passive biometric. Legitimate pass rates up, fraud acceptance down. Live in a sprint.
See Product Managers →Developer
REST API, mobile SDKs, and sandbox access. First verification call within hours of integration start.
Explore Developers →Fraud Analyst
Signal-level Risk Score with full breakdown. >70% fraud reduction without growing the review queue.
Explore Fraud Analysts →
Shufti is top competitor serving global end users
Shufti delivers the widest global coverage with its own technology, ensuring flexibility, innovation, and stronger Extended IdV capabilities than regional or orchestrated competitors.
download full report
Single API, Seamless Integration
Build fully customisable verification flows with seamless backend integration.
- Gain full control by customising verification flows end-to-end.
- Integrate seamlessly with your backend for quick implementation.
- Design flexible verification journeys tailored to your users.
Launch a native verification experience in your mobile app within minutes.
- Launch native verification within minutes on iOS or Android.
- Use ready-made UI with camera, capture, and real-time feedback.
- Customise flows to fit seamlessly into your mobile app.
With KYC Journey Builder, create personalised verification journeys without writing a single line of code.
- Customise your journey effortlessly with drag-and-drop functionality.
- Instantly see how your verification flow looks for your users.
- Easily connect with Hosted Verification for a consistent, branded experience.
Run Shufti within your own identical-capability infrastructure for maximum data control and privacy.
- Keep all sensitive information in-house to meet strict governance and data residency requirements.
- Keep sensitive information fully private and secure in-house.
- Deploy in highly regulated sectors without compromising compliance.
Independently Audited. Globally Certified
Certifications
Your Go-To for KYC/AML & Fraud
Resources
Facial Liveness Detection Technology
Defend against spoofing with AI-driven active & passive liveness checks.
Solution Sheet
Frequently Asked Questions
What is account takeover fraud?
Account takeover fraud is when a fraudster gains unauthorised access to a legitimate user’s existing account, to drain funds, change beneficiaries, or extract data. Unlike new-account fraud, ATO exploits accounts the platform already trusts. Effective ATO fraud prevention requires verifying the person, not just the credential.
Why does MFA fail to prevent account takeover?
65% of accounts breached in 2024 had MFA enabled. Stolen session cookies (24.8M devices infected with infostealers in 2025) and phishing attacks AiTM kits, phishing emails, credential replay bypass MFA entirely, no login event fires, so no challenge triggers. Identity-led defence verifies the person at the keyboard, not the credential.
SMS-based 2FA, is that enough?
UK SIM swap rose 1,055% in 2024. SMS-OTP authenticates the phone number, not the person. PSR Article 59 brings telcos into the reimbursement framework specifically because SMS is now treated as compromised-by-default. Biometric face authentication replaces it with passive biometric proof of person
Will biometric step-up create friction for legitimate users?
Biometric face authentication uses passive liveness, the user simply looks at the camera. P50 latency 0.75 seconds. Shufti’s Japan production pilot improved legitimate pass rates from 93% to 97% while cutting fraud acceptance by 70%. Friction goes down for good users, up for attackers.
How fast can Shufti’s account takeover prevention software be deployed?
Shufti’s account takeover prevention software goes live in days, not months. Pre-built APIs, SDKs, and a no-code Journey Builder integrate your account security solution with your existing fraud stack, no rip-and-replace. Most clients have account takeover protection active inside a single sprint.
Where is biometric data stored, and who owns it?
You own your customer data. Shufti supports cloud, on-prem, and hybrid deployments, biometric templates can stay in your jurisdiction or your own infrastructure. Default retention is configurable. GDPR, CCPA, and SOC 2 Type II compliant by default.
What happens if a user can’t complete biometric verification?
Expert Agent Review Modes route the user through a documented human-oversight workflow with full audit trail. Failed biometric attempts don’t block legitimate users, they’re escalated, not rejected. Accessibility and inclusion are built in, not bolted on.
Free Blind-Spot Audit
The Blind Spot Audit rescans verified sessions with four detection engines deployed in your cloud, no PII exposure, no integration, one click.