Synthetic Identity Fraud

Catch identities that don’t exist

Shufti stops synthetic identity fraud by binding every user to real documents, face, and address across the full lifecycle, identity-led, government-validated, live in days.

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Live

In Days

Integration

Cloud, On-Prem Or Hybrid

1M Biometric

Requests/Day

Synthetic identity fraud detection — an identity cross-check showing a fabricated identity flagged HIGH RISK

SEEN ONCE, BLOCKED EVERYWHERE

Built On A Decade Of Identity Signals

100M+

identity verifications across our network

50k+

AI-generated documents caught in 2025

>70%

average fraud reduction at production clients

Trusted By Leading Digital Enterprises Worldwide

The loss happens long after your stack cleared the account

Where Synthetic Identity Fraud Strikes

Onboarding

Real government identifier, fabricated name, AI-generated face, and an address with no historical occupancy, walks straight through.

Authentication

Monthly logins, on-time payments, clean behaviour, for 6–24 months. Same device fingerprint, multiple “different” customers.

Transaction

Credit limits expand. Funds shift toward sanctioned wallets and crypto exchanges. Credibility-building turns to value extraction.

Bust-Out

Every line maxed in days, cash advances, transfers, purchases, then silence. Booked as credit loss, not fraud.

Five attack classes Five plays Each one named, Each one citable

How Shufti’s Synthetic Identity Fraud Detection Works

Manufactured ID

When a real government identifier (SSN, NIN, Aadhaar, or equivalent) is paired with fabricated PII to build a person who doesn’t exist,

eIDVCross-references name, DOB, identity number, and address against authoritative records in 85+ countries, fabricated combinations fail because they don’t exist anywhere they should.

Address VerificationAdds the geolocation and address-velocity signal that flags the thin or shared address footprint synthetics rely on.

Fake Documents

When AI-generated identity documents, fake ID verification documents, fake income documents (CPN paystubs), fake medical documents,and template-injection forgeries flood onboarding,

Document VerificationRuns 500+ ML detectors on every submission: GenAI tool detection, EXIF metadata, copy-move and template-injection checks, and AutoML originality scoring. iBeta Level 3 across 240+ regions actively processed. Only Fake-class synthetics and font-drift forgeries surface before the account opens.

Face Verification

When deepfake selfies, injection attacks, screen replays, 3D-mask attempts, and the same synthetic face are reused across “different” identities,

Facial BiometricsBlocks them at the camera. Optional 1:N matching against up to verified faces flags the same synthetic face used across multiple identities, the single most effective ring discriminator. DHS RIVR top performer; NIST FRTE 2026 independently evaluated.

Synthetic Farms

When operators run synthetic farms, scripted form-fills, and coached onboarding at scale,

Device FingerprintingCatches the multi-account fingerprint, VPN, proxy, Tor, datacenter IP, and emulator.

Behavioural BiometricsIntelligently catches typing velocity, copy-paste of identity numbers, automation, and coaching as discrete signals,not buried in an opaque session anomaly score. Used together because operators defeat one signal but rarely both.

Bust-Out Attack

When a seasoned synthetic moves to cash out,

Transaction MonitoringCatches the velocity spike before the money leaves.

AML ScreeningFires the moment funds reach a blacklisted wallet or mule corridor, 100K+ sources, refreshed every 15 minutes.

Biometric Face AuthenticationMeans the criminal can’t pass a face check for hundreds of fake accounts at scale.

Synthetic identity fraud hits every sector differently

Find your industry The threats you’re seeing, the play that stops them

Deepfake onboarding meets sanctioned wallets

Catch deepfake-onboarded VASP accounts and synthetic-funded mixer flows with iBeta L3 PAD liveness, sanctioned-wallet screening, and MiCA-aligned ongoing monitoring.

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The Broader Platform

Shufti covers the full attack surface

What We Do

The core workflows Shufti delivers,verifying customers at onboarding and monitoring them throughout the full relationship. Every touchpoint, one platform.

Onboarding

AI-powered document forensics, biometric verification, and real-time AML screening in one adaptive flow, verifying genuine customers while blocking synthetic identities at the door.
Ongoing Monitoring

Continuous screening against 4,000+ sanctions, PEP, and adverse media sources. Customer records rechecked within minutes of a list update, not at the next periodic review.

What We Solve

The compliance and identity challenges regulated businesses face, KYC, KYB, fraud, age, workforce, and investor verification, resolved without stitching vendors together.

Identity Verification

Document forensics, iBeta-certified biometric liveness, NFC chip verification, and AML screening through one API. Authenticate customers across 240+ regions actively processed from a single integration.
Age Assurance

Facial age estimation, doc less eIDV, and document DOB extraction combine into one flow, stopping underage access without driving away legitimate users.
KYC

One configurable flow for document verification, face verification, eIDV, NFC, address verification, and AML screening. One integration, one audit trail, no vendor stitching.
KYB

Live registry checks across 240+ regions actively processed, complete UBO due diligence, and AML screening in one flow.
KYI

Accreditation validation, document forensics, and MLRO-backed review in one investor verification flow. Meet accredited-investor mandates across 240+ jurisdictions without additional vendors.
Workforce IAM

Verified identity at every access control point, onboarding, account recovery, privileged access, and MFA re-enrolment, without replacing your existing IAM stack.
Candidate Verification

Document forensics, biometric matching, and enhanced due diligence inside your hiring pipeline. Catch fraudulent applicants and AI-generated candidates at application stage, not after offer.

Business Outcome

The results Shufti delivers at scale, staying compliant, stopping fraud, building user trust, and expanding globally from a single integration.

Compliance

Automated KYC, KYB, and AML run across 240+ actively processed regions, with audit-ready evidence trails for every decision and sanctions data refreshed every 15 minutes, 96x faster than industry standard.
Fraud Prevention

40+ ensemble AI models across the full customer lifecycle. Independent testing: 8 of 8 document forgeries detected where legacy stacks caught zero.
Trust & Safety

Verify users, sellers, workers, and businesses before risk reaches your platform. One trust layer across marketplaces, gaming, gig economy, fintech, and age-restricted services.
Global Expansion

240+ regions actively processed, Any government-issued document, 150+ languages. One API with jurisdiction-configurable workflows and regional cloud infrastructure across EU, UK, US, APAC, and MENA.

BUILT FOR YOUR TEAM

One Platform Every Stakeholder

Compliance Officer

Regulator-defensible audit trail at every account-change event.

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Product Manager

0.75s passive biometric. Legitimate pass rates up, fraud acceptance down. Live in a sprint.

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Developer

REST API, mobile SDKs, and sandbox access. First verification call within hours of integration start.

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Fraud Analyst

Signal-level Risk Score with full breakdown. >70% fraud reduction without growing the review queue.

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Shufti is top competitor serving global end users

Shufti delivers the widest global coverage with its own technology, ensuring flexibility, innovation, and stronger Extended IdV capabilities than regional or orchestrated competitors.

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Built for Compliance: Go live in minutes with our flexible API and lightweight SDKs

Single API, Seamless Integration

Build fully customisable verification flows with seamless backend integration.

Gain full control by customising verification flows end-to-end.
Integrate seamlessly with your backend for quick implementation.
Design flexible verification journeys tailored to your users.

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RESTful API integration flow illustration

Launch a native verification experience in your mobile app within minutes.

Launch native verification within minutes on iOS or Android.
Use ready-made UI with camera, capture, and real-time feedback.
Customise flows to fit seamlessly into your mobile app.

Explore SDKs Docs

Lightweight SDK verification flow illustration

With KYC Journey Builder, create personalised verification journeys without writing a single line of code.

Customise your journey effortlessly with drag-and-drop functionality.
Instantly see how your verification flow looks for your users.
Easily connect with Hosted Verification for a consistent, branded experience.

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KYC Journey Builder drag-and-drop interface illustration

Run Shufti within your own identical-capability infrastructure for maximum data control and privacy.

Keep all sensitive information in-house to meet strict governance and data residency requirements.
Keep sensitive information fully private and secure in-house.
Deploy in highly regulated sectors without compromising compliance.

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On-Premise Deployment architecture illustration

Independently Audited. Globally Certified

Certifications

Your Go-To for KYC/AML & Fraud

Resources

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Shufti Overview: Duplicate Account Detection

Prevent duplicate accounts and fraud with AI-powered Face Mapping and FAST ID technology for streamlined user verification.

Case Study

Document Verification for Banking & Fintech

Verify Fast. Stay Compliant. Stop Synthetic Fraud Before It Costs You.

Industry Brief

KuppingerCole Analyst Report: Shufti Market Positioning

KuppingerCole positions Shufti as a global IDV leader with proprietary in-house technology.

Report

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EVERYTHING YOU NEED TO KNOW IN ONE PLACE

Frequently Asked Questions

What is synthetic identity fraud (SIF)?

Synthetic identity fraud is the use of a combination of PII, typically a real government identifier (SSN, NIN, Aadhaar, or equivalent) paired with a fabricated name, DOB, and biometric, to build a person who does not exist. Unlike identity theft, there is no real victim to dispute charges, and most loss gets misclassified as credit default.

How does Shufti catch a synthetic that’s been seasoned for 12 months?

Biometric face authentication ties every login to the enrolled biometric; a synthetic operator can’t share the credential without a face mismatch. Device Fingerprinting flags shared fingerprints across accounts; AML Ongoing Monitoring fires when the synthetic transacts to a sanctioned wallet or mule corridor.

How fast can Shufti’s synthetic identity fraud detection software deploy?

Cloud deployments go live in days, pre-built APIs, SDKs, and a no-code Journey Builder integrate with your existing fraud stack, no rip-and-replace. Most clients have a synthetic identity fraud detection system active inside a single sprint.

Where is biometric and identity data stored, and who owns it?

You own your customer data, biometric templates can stay in your jurisdiction or your own infrastructure. GDPR, CCPA, and SOC 2 Type II compliant by default; cloud, on-prem, and hybrid deployments available.

What happens if a legitimate user can’t complete biometric verification?

Expert Agent Review Modes route the user through a documented human-oversight workflow, failed biometric attempts escalate, not reject. Accessibility and inclusion are built in, not bolted on.