AMLR Isn’t Just a Compliance Project. It’s an Identity Decision.

Shufti August 27, 2026 6 minute read

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The AMLR Verification Challenge

AMLR is widely framed as a compliance project. But under the draft RTS, how you verify your customers isn’t a box to tick, it's a structural decision a supervisor will examine.

Join us for a live conversation on building one defensible verification journey across eIDs, wallets, QES and document verification while the rules are still taking shape.

From compliance project to identity decision

Which path is your onboarding on?

Why does this matter?

One rulebook replaces 27 interpretations

AMLR is a regulation directly applicable in every EU member state, supervised by the new EU authority, AMLA.

Decades of national variation in how verification is done end on 10 July 2027. The date sounds distant but subtract vendor selection, integration, testing, and bringing existing files up to standard, and the build window is shorter than it looks.

The default for remote onboarding has moved

Under the draft RTS, the eIDAS routes are becoming the reference point for remote onboarding.

Other methods aren't banned, but a firm using them must be able to demonstrate they meet the applicable safeguards and data-protection requirements. What's changing is the evidential load.

Building beats re-evidencing

Firms have a simple choice: build onboarding to the emerging standard once, or keep proving, year after year, why an alternative method still holds up.

Most existing IDV stacks were built before this bar existed. The first step is knowing where yours falls short.

The sectors that feel it first are the least prepared for it

Betting, gaming, PSPs, and crypto onboard high-risk customers at scale and now fall fully in scope.

New thresholds, like the €1,000 CDD trigger, change the customer journey mid-flow. Coming from lighter regimes, these firms have the most ground to cover, on the same deadline as everyone else.

ONE RULEBOOK. ONE DEADLINE. ONE DEFENSIBLE JOURNEY.

Meet the Panel

Oonagh Van Den Berg

CEO & Founder - Raw Compliance

Oonagh van den Berg is CEO and Founder of Raw Compliance, with over 24 years in compliance and financial crime spanning the European Central Bank, JPMorgan, HSBC, and Standard Chartered. She led one of the first crypto-exchange registrations through the UK FCA, founded RAW Compliance, which has trained 17,000+ professionals for free, and authors the Modernising Compliance book series.

Sarah Adenaike

Senior Financial Crime Leader | Ex-Deloitte , JPMorgan

Sarah Adenaike is an award-winning compliance professional and best-selling author with extensive expertise in financial services and regulatory compliance. Currently, she serves as the Head of First Line Financial Crime Compliance for a global institution. Sarah holds a first-class Master’s degree in Financial Regulation and Compliance and is ICA certified. Recognised by the International Compliance Association for her contributions, she has international experience across the UK, Europe, and the Middle East, equipping her with a deep understanding of diverse regulatory landscapes.

Neliswa MnCube

Senior Product Marketing Manager at Shufti

Neliswa Mncube is Senior Product Marketing Manager at Shufti, leading global go-to-market across regulated B2B markets. With 15+ years in RegTech, financial services, and legal tech, her background spans senior marketing roles at TransUnion across seven African markets and heading marketing at LexisNexis South Africa.

Andrei Sribny

CEO & Co-founder - AML Certification Centre

Andrei Sribny is CEO and Co-Founder of AML Certification Centre, with 5,000+ financial crime professionals trained across 79 countries. A former PwC Senior Auditor, he was awarded a CEPOL contract in 2026 to develop the EU's first Diploma Course on Financial Investigations.

Clemens Brunner

CEO & Co-founder - Sproof

Clemens Brunner is CEO and Co-Founder of sproof, delivering qualified electronic signatures and trust services across the EU. With a PhD in Digital Identity and a research background in blockchain and secure systems, his expertise spans eIDAS, the EUDI Wallet, and decentralised identity.