AMLR Isn’t Just a Compliance Project. It’s an Identity Decision.

Shufti July 30, 2026 6 minute read

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The AMLR Verification Challenge

AMLR is widely framed as a compliance project. But under the draft RTS, how you verify your customers isn’t a box to tick, it's a structural decision a supervisor will examine.

Join us for a live conversation on building one defensible verification journey across eIDs, wallets, QES and document verification while the rules are still taking shape.

From compliance project to identity decision

Which path is your onboarding on?

Why does this matter?

One rulebook replaces 27 interpretations

AMLR is a regulation directly applicable in every EU member state, supervised by the new EU authority, AMLA.

Decades of national variation in how verification is done end on 10 July 2027. The date sounds distant but subtract vendor selection, integration, testing, and bringing existing files up to standard, and the build window is shorter than it looks.

The default for remote onboarding has moved

Under the draft RTS, the eIDAS routes are becoming the reference point for remote onboarding.

Other methods aren't banned, but a firm using them must be able to demonstrate they meet the applicable safeguards and data-protection requirements. What's changing is the evidential load.

Building beats re-evidencing

Firms have a simple choice: build onboarding to the emerging standard once, or keep proving, year after year, why an alternative method still holds up.

Most existing IDV stacks were built before this bar existed. The first step is knowing where yours falls short.

The sectors that feel it first are the least prepared for it

Betting, gaming, PSPs, and crypto onboard high-risk customers at scale and now fall fully in scope.

New thresholds, like the €1,000 CDD trigger, change the customer journey mid-flow. Coming from lighter regimes, these firms have the most ground to cover, on the same deadline as everyone else.

ONE RULEBOOK. ONE DEADLINE. ONE DEFENSIBLE JOURNEY.

Meet the Panel

Hear from AML experts on the front lines of financial crime, sharing what's actually working as screening moves from rules to context.

Sarah Adenaike

International Keynote Speaker | Head of First Line Financial Crime at GT Bank

Sarah Adenaike is an award-winning compliance professional and best-selling author with extensive expertise in financial services and regulatory compliance. Currently, she serves as the Head of First Line Financial Crime Compliance for a global institution. Sarah holds a first-class Master’s degree in Financial Regulation and Compliance and is ICA certified. Recognised by the International Compliance Association for her contributions, she has international experience across the UK, Europe, and the Middle East, equipping her with a deep understanding of diverse regulatory landscapes.

Umair Hameed

Regional VP Sales for MENA at Shufti

As Regional VP Sales for MENA at Shufti, Umair works closely with banks, fintechs, and regulators across the GCC to help them modernize their KYC and AML processes. With deep regional knowledge and Shufti's global capabilities, he delivers scalable compliance solutions that reduce fraud, enhance customer onboarding, and ensure regulatory alignment. Passionate about bridging tech and trust in a rapidly transforming financial landscape.

Noor Ali

Senior Partner - Compliance Consultant & Head of Middle East at BitCompli

Noor is regulatory and financial specialist with over 20 years’ experience advising financial institutions, fintech firms, EMIs and digital asset businesses across the UK, Europe and the Middle East. As a Senior Partner; Head of Middle East at BitCompli, She leads cross-border regulatory strategy and market entry initiatives across the MENA region, supporting institutional clients navigating complex and rapidly evolving digital asset frameworks.

Stephen Geerman

Founder - Managing Director at Axioma Corporate Services

Stephen Geerman is the Founder and Managing Director at AXIOMA, a challenger advisory firm in the Dutch Caribbean. With 15+ years in audit, risk, and AML/CFT compliance including nearly a decade at PwC, he helps regulated organizations strengthen governance while modernizing compliance with RegTech. Under his leadership, AXIOMA has grown rapidly, serving 100+ clients across Aruba, Curaçao, Sint Maarten, and Suriname.