What are the KYC requirements in Turkey?

Turkish KYC requirements are set by Law No. 5549 and MASAK. All obliged entities must verify customer identity, conduct CDD, apply risk-based monitoring and retain records for eight years. KYC Turkey compliance requires documents including TC Kimlik Kartı, Turkish national ID alternatives, passport and foreigner ID card for non-citizens. eKYC Turkey solutions using NFC chip verification accelerate identity verification while meeting BDDK and MASAK standards.

What is MASAK and what does AML compliance Turkey require?

MASAK is Turkey's Financial Intelligence Unit under the Ministry of Treasury and Finance. AML compliance Turkey obligations require financial institutions to conduct CDD, submit suspicious transaction reports via the MASAK Online system, maintain eight-year records and appoint a compliance officer at senior management level. MASAK compliance applies to banks, payment providers, crypto platforms and all obliged entities.

How does KVKK compliance affect KYC data handling in Turkey?

KVKK (Law No. 6698) requires all data controllers to register with VERBIS before processing personal data. KYC data is classified as personal data and must be encrypted, purpose-limited and subject to data subject access rights. KVKK compliance means cross-border transfers require equivalent protection standards. Turkish identity verification Turkey must align with both KVKK data protection and AML compliance requirements.

What documents are accepted for Turkish national ID KYC verification?

Primary documents for Turkish national ID KYC include TC Kimlik Kartı and Turkish Passport. Secondary documents include Sürücü Belgesi, Yabancı Kimlik Kartı and İkamet İzni for foreign nationals. Chip-based national ID cards with NFC receive preference. eKYC Turkey solutions support all 26 Turkish document types including biometric verification.

What are the KYB requirements for verifying Turkish businesses?

Turkish KYB verification requires Ticaret Sicil Gazetesi, Faaliyet Belgesi and Articles of Association for entity identity. Tax identity uses VKN. UBO identification is mandatory under Law No. 5549, requiring Ortaklık Yapısı, Pay Defteri and Gerçek Faydalanıcı Bildirimi documentation. KYB Turkey compliance includes verification of all beneficial owners at 25% ownership thresholds.

How does Shufti support crypto KYC Turkey compliance under CMB regulations?

Crypto KYC Turkey compliance is governed by CMB Law No. 7518, which requires platforms to obtain Capital Markets Board licences by June 2026. Shufti provides full KYC onboarding, jurisdiction verification for Travel Rule compliance, sanctions screening and eight-year record retention. Our crypto KYC Turkey solutions support CMB licence applications and post-licensing MASAK reporting obligations.

What is the data retention requirement for AML records in Turkey?

Law No. 5549 mandates eight-year retention of all AML records from the end of the business relationship. This covers KYC files, transaction records and STR documentation. AML compliance Turkey requires automated retention schedules and maintains audit-ready records for MASAK examinations and regulatory inspections.

How does Turkey's FATF membership affect AML compliance Turkey obligations?

Turkey has been a FATF member since 1991 and was removed from the grey list in June 2024 after addressing compliance gaps. Post-greylisting, MASAK and BDDK enforce heightened AML standards. FATF's 40 Recommendations guide Turkish AML policy and international correspondent banking expectations. AML compliance Turkey now requires demonstrable controls exceeding minimum standards.

What are the penalties for non-compliance with Turkish KYC and AML regulations?

Non-compliance with Turkish KYC and Law No. 5549 AML obligations results in administrative penalties and potential criminal sanctions. MASAK compliance violations attract fines; failure to maintain eight-year records, conduct proper KYC Turkey verification, or submit STRs results in enforcement action. Crypto platforms failing to obtain CMB licences by June 2026 face liquidation. Enhanced penalties apply to repeat violations.

Haiti

Identity Verification & KYC For Haiti

Shufti delivers KYC, KYB, and AML compliance for Haiti. Verify Carte d'Identification Nationale and passports while meeting UCREF reporting and FATF grey list requirements.

Operational performance for Haiti KYC

Our Numbers Speak Volumes

99.34%

Pass Rates

< 5 sec

Verification
Time

100%

NFC
Verification

Evidence-Ready Checks Across Haitian People & Businesses

Individual Documents We Verify

Shufti supports 5 Haitian document types.

View All Supported Documents

Carte d'Identification Nationale (National Identification Card)

Primary identity document issued by ONI since 2006. Machine-readable with embedded biometric data; required for civil, commercial, and judicial acts in Haiti.

Passeport Haïtien (Haitian Passport)

International travel document issued by Ministry of Interior with machine-readable zone. Required for cross-border KYC and global identity verification.

Driver's Licence

Secondary identity document issued in French and Haitian Creole by Haiti's transport authority. Supports KYC verification when combined with primary documents.

Birth Certificate

Official civil registry extract (extrait de naissance) issued by government. Foundational identity verification document when formal national ID unavailable.

Voter Card

Haitian voting identification document issued by ONI for electoral purposes. Accepted as secondary identity evidence when combined with primary documents.

Business Entity Identity

Certificate of Registration (Certificat d'Enregistrement)

Issued by Ministry of Commerce and Industry (MCI) with QR verification code. Required as evidence of legal entity registration and commercial compliance status.

Articles of Incorporation/Association

French or Haitian Creole documents specifying corporate purpose, structure, address, and shareholder details for entity and beneficial ownership identification.

Business Tax Identity

Tax Identification Number (NIF)

Issued by Direction Générale des Impôts. Required for business operations and critical for business entity verification and beneficial ownership identification.

Fiscal Registration Certificate

Called Matricule Fiscal; contains NIF, name, gender, date/place of birth, address, and signature for tax compliance and entity identity verification purposes.

Ownership & Control (UBO)

Shareholder Register

Required for incorporation; evidences ownership percentages and control structure for beneficial ownership identification and FATF-aligned UBO processes.

Director and Officer Listings

Identifies natural persons in control of entity. Critical for enhanced due diligence and beneficial ownership transparency and FATF compliance requirements.

Languages We Cover

French and Haitian Creole document handling

Identity documents issued bilingually or in French; Shufti captures both language data fields for complete Haiti regulatory compliance and audit alignment.

Name matching controls for French diacritics and Creole spelling variants

Haitian names contain French diacritics and Creole spelling variants. Shufti normalises spelling to reduce false positives in sanctions and PEP screening.

Evidence consistency across KYC, KYB, and AML steps

Identity data reconciled across documents, registration records, beneficial ownership disclosures, and screening outputs in one unified Haiti case file.

GOVERNANCE & CONTROLS

Audit-Ready Decisions, Lower Operational Drag

Fewer avoidable re-submissions

Civil registry gaps create verification barriers. Shufti's fallback document hierarchy reduces rejections.

Cleaner audit trails

Document verification and sanctions screening create audit-ready records aligned with BRH and UCREF expectations.

Better name matching outcomes

French diacritics and Creole variants reduce false positives in sanctions and PEP screening workflows.

One workflow, one back office

KYC, KYB, and AML screening consolidated in one case file. Eliminates duplicate data entry.

National ID-first flow design

Carte d'Identification Nationale is Haiti's strongest identity evidence. Shufti prioritises CINs as primary flow.

Enterprise-grade compliance infrastructure

Haiti IDV/KYC Challenges

Civil registry fragmentation

Many citizens lack formal identity documentation, creating KYC friction and onboarding delays for financial institutions.

Document forgery risk

Endemic corruption enables forged passports and national IDs. Fraudulent documents require enhanced scrutiny and secondary identity corroboration.

Address verification gaps

Gang violence, political instability, and weak infrastructure impair address verification in Port-au-Prince. Utility bills and address evidence unreliable.

Beneficial ownership opacity

Haiti lacks a functioning centralised beneficial ownership register. FATF flagged weak UBO transparency and limited judicial capacity to enforce disclosure.

Shufti's IDV/KYC Solutions for Haiti

KYC Solutions

Face Verification

Reduces impersonation and theft risk. Haiti faces gang-linked fraud. Biometric corroboration strengthens KYC evidence while reducing reliance on documents.

Age Verification

Selfie-based age estimation with document fallback. Supports age-gated products and compliance with Haiti's minimum age requirements for bank account opening.

Address Verification

Shufti can verify any address-bearing document from Haitian utilities (EdH, Natcom, Digicel) and banks (Sogebank, Unibank, and Banque Nationale de Crédit).

Document Verification

Supports CIN, passports, driver's licences, and birth certificates in French and Haitian Creole. Extracts MRZ and machine-readable data from ONI documents.

KYB Solutions

Business Verification

Validates entity status through MCI registry. Corroborates NIF from DGI and captures beneficial ownership aligned with FATF beneficial ownership priorities.

Enhanced Due Diligence (EDD)

Enhanced due diligence for FATF grey list entities or beneficial ownership gaps. Creates audit trails aligned with UCREF, BRH, and compliance standards.

AML Screening

Business AML Screening

Screens entities and controllers against UN Consolidated List (Resolution 2653), OFAC SDN list, and FATF context. Identifies PEPs and sanctioned beneficiaries.

Transaction Screening

Ongoing monitoring for Haiti-linked transactions. Flags suspicious activity patterns requiring goAML reporting to UCREF via STR and CTR escalation processes.

REGULATORY ALIGNMENT

Built to Fit Haiti's Compliance Landscape

Bank of the Republic of Haiti (BRH)

Central bank overseeing monetary policy, banking supervision, and macroeconomic regulation. Shufti aligns case files with BRH's AML recordkeeping requirements. Official Website: https://www.brh.ht/

Unité Centrale de Renseignements Financiers (UCREF)

Haiti's Financial Intelligence Unit combating money laundering and terrorist financing. Shufti supports goAML reporting aligned to UCREF analytical requirements. Official Website: https://ucref.gouv.ht/

Office National d'Identification (ONI)

Issues National Identification Cards and manages the National Identification Registry. Shufti prioritises ONI-issued CINs as primary identity evidence. Official Website: https://oni.gouv.ht/

Direction Générale des Impôts (DGI)

Haiti's tax authority managing collection, fiscal compliance, and NIF issuance. Shufti validates NIF evidence and corroborates identity through DGI registry. Official Website: https://dgi.gouv.ht/

Ministry of Commerce and Industry (MCI)

Manages business registration and Certificats d'Enregistrement issuance. Shufti verifies MCI registry data and QR code features on registration certificates. Official Website: https://www.mci.gouv.ht/

Ministry of Economy and Finance (MEF)

Formulates economic and financial policy, manages treasury, and coordinates Haiti's AML/CFT framework. Shufti workflows align with MEF's compliance priorities. Official Website: https://mef.gouv.ht/

Commission de Surveillance du Secteur Financier (CSSF)

Regulates non-bank entities including insurance, pension funds, and microfinance institutions for AML/CFT compliance. Shufti workflows support CSSF oversight. Official Website: https://www.cssf.lu/fr/

Deployment Choice

Available via North American cloud or on-premise. Haiti lacks local data centres; cloud deployment must be verified with BRH and UCREF for compliance.

Regulatory Alignment

Law No. 172-13 requires encryption, firewalls, and secure servers for personal data protection. Shufti meets requirements for financial services deployment.

Retention Controls

Configurable retention aligned to Haiti's 5-year AML standard (Law of February 21, 2001). Records retained during relationship and five years thereafter.

Encryption Posture

AES-256 encryption at rest and TLS 1.2+ in transit. Law No. 172-13 and Article 436 (2020 Penal Code) require technical measures and address security breaches.

Data and Privacy Controls in Haiti

BUILT FOR COMPLIANCE TEAMS

Haiti AML Sources That Strengthen Decision

Chamber of Representatives

Haitian National Police

Haiti Libre

Le Nouvelliste

Radio Métropole

Frequently Asked Questions

What is the Carte d'Identification Nationale and why is it required for Haiti KYC?

The Carte d'Identification Nationale (CIN) is Haiti's primary identity document, issued by ONI since 2006. Contains biometric data (fingerprints, facial recognition) and machine-readable features. For identity verification Haiti, the CIN is the strongest evidence, required for civil, commercial, and judicial acts.

What does Haiti's FATF grey list status mean for KYC and AML compliance?

Haiti is on the FATF grey list (Jurisdictions Under Increased Monitoring) since June 2021; deferred in February 2026. Institutions must apply EDD to Haiti transactions, request extra documentation, and investigate beneficial ownership. Banks may de-risk or charge premium fees.

What is UCREF and what are the goAML suspicious transaction reporting requirements for Haiti?

UCREF (Unité Centrale de Renseignements Financiers) is Haiti's FIU combating money laundering and terrorist financing. UCREF operates the goAML Haiti reporting system (developed by UNODC). Institutions submit STRs and CTRs when activity triggers AML indicators.

What business documents are required to verify a company in Haiti and prove beneficial ownership?

For KYB Haiti verification, companies require: Certificate of Registration (MCI), Haiti NIF (Tax Identification Number) from DGI, and shareholder registers. Haiti beneficial ownership information is not centrally registered; verification relies on incorporation documents and director/officer listings.

Why is address verification challenging in Haiti and what are compliance alternatives?

Gang violence, political instability, and weak infrastructure impair address verification. Port-au-Prince buildings are often abandoned; utility bills are unreliable. Alternatives: document-based verification, telephone confirmation, and online matching with government registries.

What are Haiti's main AML laws and what compliance deadlines apply to financial institutions?

Haiti's foundational AML law is the Law of February 21, 2001 (Prevention and Repression of Money Laundering). AML compliance Haiti requires ongoing STR submission via goAML. Law No. 172-13 covers data protection and encryption for financial institutions.

How should businesses screen for OFAC sanctions and politically exposed persons from Haiti?

Businesses must screen Haiti transactions against OFAC SDN list, UN Consolidated List (Resolution 2653), and FATF black list. Identify politically exposed persons (PEPs) via structured databases. Adverse media monitoring supports ongoing transaction monitoring compliance.

How long must identity documents and personal data be retained for Haiti KYC compliance?

Haiti's AML framework requires retention for the duration of the business relationship and five years thereafter, consistent with international standards under the Law of February 21, 2001. Law No. 172-13 grants customers rights to data deletion; retention periods should be configured to balance compliance obligation with data protection rights.

Build a Haiti-ready KYC, KYB & AML programme with Shufti

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INDEPENDENTLY AUDITED. GLOBALLY CERTIFIED.

Certified to Global Standards

PROVEN WORKFLOWS

Use Cases for Regulated Growth in Haiti

Marketplace

Banking

Crypto

Fintech

Forex

Gaming

Gig Economy

Marketplace

Banking

Crypto

Fintech

Forex

Gaming

Gig Economy

Marketplace

Banking

Crypto

Fintech

Forex

Gaming

Gig Economy

Reduce Fraud Without Blocking Growth

Shufti supports marketplace integrity by verifying seller and buyer identities, enabling age-gated journeys where needed, and preserving evidence to support investigations, disputes, and risk-led enforcement actions.

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Secure Trust at Every Transaction

Automate KYC and AML workflows to reduce manual onboarding costs. Strengthen residency checks while delivering the frictionless digital experience modern customers expect.

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Scale Your Exchange with Confidence

Balance anonymity with compliance. Instantly verify user jurisdiction to meet Travel Rule obligations and help stop abuse without slowing down legitimate trading volume.

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Accelerate Growth, Eliminate Friction

Onboard users in seconds, not days. Deploy tiered address verification flows that maximise completion rates for genuine users while filtering out synthetic fraud.

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Onboard Global Traders in Real-Time

Verify investors across 250+ countries & territories. Ensure compliance with international financial regulations while preventing identity theft and high-risk chargebacks.

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Power a Fair & Secure Player Experience

Reduce bonus abuse and multi-accounting rings at the door. Enforce location rules and trigger step-up checks without disrupting the player journey.

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Build a Trusted, Verified Workforce

Screen freelancers and drivers at scale. Verify residency and reduce onboarding friction while maintaining trust between users.

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Let’s Tailor your journey

Just a few quick questions to guide your Shufti experience.

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