- Afghanistan
- Albania
- Algeria
- Andorra
- Angola
- Argentina
- Armenia
- Australia
- Austria
- Azerbaijan
- Bahrain
- Bangladesh
- Belarus
- Belgium
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- Bolivia
- Bosnia and Herzegovina
- Brazil
- British Virgin Islands
- Brunei
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- Cambodia
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- Indonesia
- Italy
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- Latvia
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- Malaysia
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- Mauritius
- Mexico
- Micronesia
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- Monaco
- Mongolia
- Montenegro
- Morocco
- Mozambique
- Myanmar
- Namibia
- Nauru
- Nepal
- Nigeria
- Nicaragua
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- Norway
- Netherlands
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- Papua New Guinea
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- Portugal
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- Republic of Congo
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- Russia
- Rwanda
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- San Marino
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- Serbia
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- Somalia
- South Africa
- South Korea
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- Spain
- Sri Lanka
- St Kitts and Nevis
- St Maarten
- St Lucia
- Sweden
- Switzerland `
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor Leste
- Togo
- Tonga
- Trinidad and Tobago
- Turkey
- Turks and Caicos
- Turkmenistan
- Tunisia
- Tuvalu
- UAE
- Uganda
- Ukraine
- UK
- Uruguay
- USA
- Uzbekistan
- Vanuatu
- Venezuela
- Vietnam
- Zambia
Scale Identity Verification and KYC Operations in Uzbekistan
Verify residents and non-residents through MyID, ID card and passport NFC and 10,000+ foreign ID document types, run KYB on registered businesses and their real owners, and monitor transactions and sanctions lists. One platform runs compliance and fraud prevention across the full customer lifecycle for CBU- and NAPP-supervised firms.
Operational Performance for Uzbekistan KYC
Our Numbers Speak Volumes
99.50%
Pass
Rates
Under 5 secs
IDV
Verification
100%
Omni-format
Document Recognition
Uzbekistan IDV/KYC Challenges
One Uzbek Name Can Appear in Three Spellings
KYC compliance in Uzbekistan meets customers recorded as Abdullayev on an ID card, Abdullaev in a bank record and Абдуллаев in a Cyrillic file, a legacy of the Latin script switch. Shufti's phonetic matching links every form before a sanctions or PEP check runs.
Remote Onboarding Must Prove a Live Person Since April 2026
Since 22 April 2026, CBU Regulation No. 3759 has required banks and payment organisations to run real-time liveness detection whenever they identify users remotely by biometrics. Shufti pairs iBeta Level 3 liveness with deepfake and camera injection detection, so every remote check leaves evidence.
Banks Must Trace Corporate Owners Down to 10%
Paragraph 27 of the CBU's internal control rules for banks requires identifying every individual who ultimately owns 10% or more of a corporate client, while the registration questionnaire sets no threshold. Shufti maps ownership through every layer down to that line.
The National Terrorist List Changes Within the Hour
The Department for Combating Economic Crimes (DCEC) adds UN Security Council designations to the national list within an hour, and every update obliges firms to recheck clients and beneficial owners. Shufti picks up each change at source and rescreens the whole portfolio automatically.
Documents and Languages
Individual Documents Shufti Verifies in Uzbekistan
Shufti verifies 5+ Uzbek identity documents plus passports and ID cards from other countries. The cards below cover the core documents Uzbek onboarding relies on, with the full list on the supported documents page.
View All Supported DocumentsMyID and Digital ID Documents
MyID, run by UZINFOCOM, confirms a customer's face against state biometric records, and since 1 July 2025 banks must accept electronic ID cards and passports from the my.gov.uz and Social Card apps. Shufti runs MyID authentication through your firm's MyID partner connection and records each route in the case file.
Uzbek ID Card
Issued since January 2021 under Presidential Decree No. UP-6065, the ID card shows the holder's 14-digit PINFL and carries a chip with the photo, fingerprints and an e-signature certificate. Shufti reads the chip by NFC, checks the card's security features and matches a live selfie.
Residence ID Card for Foreigners
Foreigners and stateless persons registered at a place of residence in Uzbekistan receive their own ID card under Annex 2 of Decree No. UP-6065, valid for five years up to age 60. Shufti checks its expiry and security features and matches the holder's face.
Uzbek Passport
The passport for travel abroad stores the holder's photo and fingerprints on a chip. Shufti reads it by NFC and checks every passport across nine forensic detection layers, from MRZ checksum validation to hologram analysis, so a cloned or altered passport fails before onboarding.
Foreign Passports and National ID Cards
Shufti actively processes 10,000+ ID document types from 240+ countries and territories, and its zero-shot AI learns new document formats in minutes. Foreign workers, students and non-resident investors rely on them before they hold an Uzbek residence ID card.
Uzbek Driving Licence
The Interior Ministry issues the plastic driving licence under Cabinet of Ministers Resolution No. 116 of 2017, printed in Latin-script Uzbek with the holder's PINFL. Shufti checks authenticity, expiry and the photo against a live selfie, which helps delivery, taxi and car-sharing platforms onboard drivers.
Proof of Address
Residence registration is recorded in the Manzil system under Law No. ZRU-1074 and confirmed by an electronic or paper certificate. Shufti verifies that certificate, utility bills and bank statements in the same step as the ID and matches the address the customer entered at sign-up.
Entity Identity
Certificate of State Registration
Under Cabinet of Ministers Resolution No. 66, the certificate is an electronic document with an e-signature and QR code. Shufti reads it and confirms the company's status and legal form against the Unified State Register of Business Entities with a live registry call at every check.
Unified State Register Extract
Shufti reads register extracts for limited liability companies, joint-stock companies, unitary enterprises and sole traders, and compares the director, address and status with live register data, the same automated registration system the CBU's rules point banks to.
Charter (Ustav)
AI-OCR reads ownership, capital and signing authority from the company's charter and its registered amendments, and flags GAN-generated or edited pages.
Business Address Proof
Leases and utility bills are cross-checked against the legal address recorded in the Unified State Register and in the company's tax registration.
Tax Identity
Taxpayer Identification Number (TIN)
The Tax Committee assigns every legal entity a TIN at registration. Shufti extracts the number from the certificate and register extract, checks its format and matches the legal name to the company's register record.
PINFL for Sole Traders and Individuals
The 14-digit PINFL doubles as the taxpayer number for individuals, sole traders included. Shufti reads it from the ID card and checks it against the registration record, so a sole trader's personal and business identities match.
Foreign Tax Registrations and FATCA/CRS Self-Certification
Foreign-owned entities and overseas parents are verified with their home-country tax registrations, and FATCA and CRS self-certifications are captured in the same case file.
Ownership and Control
Beneficial Owner Questionnaire and Register
Since 4 March 2021, companies have filed a beneficial owner questionnaire at state registration under Cabinet of Ministers Resolution No. 66, and the Ministry of Justice builds its register of beneficial owners from that data. Shufti extracts everyone holding 10% or more and screens each person.
Shareholder Register and Ownership Chart
Shufti reads the shareholder register of joint-stock companies and the ownership chart the customer supplies, maps ownership through holding companies and foreign parents, and screens every person and entity in the chain.
Directors, Managers and Authorised Signatories
Each person is identity-verified and screened, and Shufti alerts the case owner when the company's register record shows a new director or representative.
Languages We Cover
Uzbek Latin, Cyrillic and Russian Document Parsing
ID cards are personalised in Latin-script Uzbek, or Karakalpak in Karakalpakstan, while older records and many company files use Cyrillic or Russian. Shufti's OCR reads 150+ languages and scripts at 99.7% accuracy and averages 93% against Google Vision's 78.4% across its published benchmark. Zero-shot document intelligence reads layouts it has never seen, such as an older Cyrillic record, on first sight and without waiting for a template.
Uzbek Name Matching
Native phonetic models for 80+ languages handle Uzbek patronymics in both forms, such as o'g'li and qizi beside -ovich and -ovna, and link Latin, Cyrillic and Russian spellings in sanctions and PEP screening.
Cross-Document Consistency Checks
Names, dates of birth and the PINFL are reconciled across the ID card, passport, driving licence, TIN record and beneficial owner questionnaire, so one customer never splits into mismatched records.
Independent Validation
Shufti's Recognition Across Independent Evaluations

Ranked Exceptional in the Liminal Index 2026 for age estimation
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Differentiated by Gartner on document diversity and country coverage
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Certified at iBeta Level 3 PAD with 0% APCER
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Broadest global reach in the 2025 KuppingerCole Extended IDV report
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Ranked Top 5 in the DHS RIVR 2025 for identity validation
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Top Vendor for Product Execution in the Liminal Index for KYC 2026
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Ranked Exceptional for age verification by Liminal Index 2026
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Recognised as a Leader in G2 Fall 2026 reports
Read MoreRegulatory Update
Every Verification Route Uzbek Regulators Recognize, in One Platform
Online identity verification in Uzbekistan rests on CBU Regulation No. 3322 on digital identification, which lets banks and payment organisations identify clients through an employee-led video session or an automated real-time comparison of a live photo with state data. Shufti supports both, plus chip, MyID and document routes for non-residents and customers without an Uzbek ID card.
MyID Biometric Identification
LiveCustomers who already use MyID with their bank, payment app or marketplace confirm their identity with a selfie checked against state biometric records. Shufti runs MyID through your firm's partner connection in the same flow and keeps the response as evidence.
NFC Chip Verification
LiveShufti reads the chip in the ID card and the passport for travel abroad, plus most foreign biometric passports, giving residents who do not use MyID a high-assurance route that a printed copy cannot match.
Document and Face Biometric
LiveRegulation No. 3322 accepts the biometric passport, ID card or new-format driving licence and requires live capture that resists photo substitution and replay. Shufti authenticates the document and matches a live selfie with iBeta Level 3 liveness, the route most non-residents take.
Fraud Prevention Across the Uzbek Customer Journey
Reduce fraud losses and protect customer trust across onboarding, account access, and payments. Shufti connects identity, behavioral, device, network, and transaction intelligence to help Uzbek businesses act on risk while keeping legitimate customers moving.
Governance & Controls
Audit-Ready Decisions, Lower Operational Drag
Fewer Avoidable Re-submissions
Capture guidance for ID cards, passports and Cyrillic documents catches glare, cropping and blur before submission, so customers rarely retake a photo.
Cleaner Audit Trails
Shufti's case management records sources, results, timestamps, evidence, analyst notes and decisions, packaged as report-ready bundles for suspicious transaction reports to the DCEC.
One Workflow, One Back Office
Unify KYC, KYB, AML screening and transaction monitoring in one case file. Perpetual KYC/KYB tracks ownership, director and transaction changes, managing the full compliance lifecycle.
MyID and ID Card-First Flow Design
Residents verify first through MyID, a state data match or the ID card chip, and non-residents move to passport and selfie checks in one flow.
Shufti's IDV/KYC Solutions for Uzbekistan
KYC Solutions
eKYC in Uzbekistan serves ID card holders, residents with older passports, foreign residents and non-residents, some with MyID and some without. One Shufti flow routes each by risk, so nobody faces checks they don't need.
Explore MoreFace Verification
Regulation No. 3322 compares a customer's live face with both the identity document and the state record. Shufti's face matching delivers a 99.5% first-try pass rate, and DHS RIVR 2025 testing measured a false match rate below 0.001.
.Age Verification
Lotteries, online games and betting licensed by NAPP are open only to players aged 18 and over. Shufti estimates age from a selfie in under five seconds, blocks 99.8% of underage attempts and falls back to an ID check when the estimate is close.
.Bank Account Verification
Payouts and loan disbursements fail when an account number or holder name is wrong. Shufti validates Uzbek account numbers and bank codes and matches the holder's name in real time before the first transfer, so funds reach the right customer.
.Address Verification
Address evidence in Uzbekistan ranges from residence registration certificates to utility bills from regional suppliers. Shufti's layout-aware extraction and fuzzy matching verify them at a 99.3% pass rate, and docless checks confirm an address in under three seconds without an upload.
.Document Verification
Uzbek onboarding draws on ID cards, passports for travel abroad, 2011-series biometric passports, residence ID cards and driving licences. Shufti verifies each within seconds, reading Latin and Cyrillic fields and testing every document for tampering, screenshots and synthetic edits.
.Identity Verification
Separate tools for documents, selfies, chip reads and addresses split one customer across several records. Shufti runs document, biometric, NFC and address checks in one API session and returns one decision with its evidence.
.KYB Solutions
Business verification in Uzbekistan means reconciling Unified State Register records, the TIN and beneficial owner questionnaires, often through holding companies abroad. Shufti calls the register live and identifies owners at the 10% threshold banks apply under CBU rules.
Explore MoreBusiness Verification
Onboarding an Uzbek company means confirming its registration certificate, TIN, director and everyone who owns or controls 10% or more. Shufti's live registry call pulls that picture together in one check, putting corporate onboarding under two minutes.
.Enhanced Due Diligence
Paragraph 94 of the CBU's bank rules requires CDD data refreshed yearly for high-risk clients and every two years for the rest. Shufti's branching questionnaires, configurable risk scoring and verification links for beneficial owners collect the evidence and schedule each refresh.
.AML Screening
A customer who is clean at onboarding can land on a list next week, so screening cannot stop at sign-up. Shufti's perpetual KYC rescreens every customer against 4,000+ watchlists, including the DCEC's national list and UN Security Council lists, refreshed every 15 minutes, with every hit in one case file.
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Business AML Screening
A company's risk sits with its owners and directors, so the national list applies to beneficial owners as well as clients. Shufti screens entities, owners and directors against it, PEP lists and 50,000+ adverse media sources, and perpetual KYB rescreens the whole portfolio.
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Transaction Monitoring
Law No. 660-II gives firms until the end of the next working day after detection to report a suspicious transaction or attempt. Shufti's library of 500+ pre-built rules covers structuring, smurfing and mule activity, with 60% fewer false positives and case bundles ready for the DCEC.
.Travel Rule
Crypto-asset service providers licensed by NAPP must run CDD on clients and report suspicious operations to the DCEC. Shufti's single integration connects to major Travel Rule networks, exchanges IVMS101 data and verifies ownership of unhosted wallets before funds move.
.AI Compliance Co-Pilot
One common name can return 140+ screening hits. Shufti's AI Compliance Co-Pilot reviews every hit and gives a confidence score with a written reason, so analysts clear obvious false positives quickly while your compliance officer keeps the final call.
.Built To Fit Uzbekistan's Compliance Landscape
Law No. 660-II sets the AML duties every firm carries, the CBU, NAPP and Ministry of Justice write sector rules with the DCEC, and the Tashkent International Financial Centre now adds its own authority. Shufti maps its KYC, KYB, AML screening and transaction monitoring controls to every regime below, so one platform covers each licence your group holds.
Law No. 660-II on Countering Money Laundering, Terrorist and Proliferation Financing
Adopted in 2004 and overhauled in 2019, the law was last amended in April 2025 to bring crypto-asset service providers into Article 12's list of reporting entities. Article 7 sets CDD and ongoing monitoring, Article 15 regular client data updates plus the reporting and freezing duties, and Article 21 five-year record keeping.
Central Bank of the Republic of Uzbekistan (CBU)
CBU AML regulations for banks sit in Internal Control Rules No. 2886, last amended in May 2026. The CBU also licenses microcredit organisations, pawnshops, payment organisations, currency exchanges and credit bureaus, and its Regulations No. 3322 and No. 3759 govern digital identification and remote-service security.
Department for Combating Economic Crimes (DCEC)
The DCEC under the Prosecutor General's Office is the specially authorised state body and financial intelligence unit. It receives suspicious transaction reports, co-signs each sector's internal control rules with the supervisor and keeps the national list of persons linked to terrorism or proliferation.
National Agency of Prospective Projects (NAPP)
NAPP regulates crypto-asset service providers, the capital market, insurance, e-commerce, lotteries and gambling. With the DCEC it sets internal control rules for crypto-asset service providers, registered as No. 3309, and under Decree No. UP-68 of 2024 it licenses lotteries, online games and betting.
Ministry of Justice
The Ministry sets the form of the Unified State Register of Business Entities and keeps the register of beneficial owners built from registration questionnaires. With the DCEC it issued the internal control rules notaries and lawyers follow, registered as No. 2020 and last updated in 2023.
Tax Committee
The Tax Committee assigns TINs to legal entities, and Article 127 of the Tax Code has made the PINFL the taxpayer number for individuals since the separate individual TIN was abolished in July 2021. Under Article 126, a company's registration certificate also proves its tax registration.
Ministry of Internal Affairs
Migration and citizenship units issue ID cards under Presidential Decree No. UP-6065, which sets 1 January 2031 as the date 2011-series biometric passports lose validity, along with passports for travel abroad and residence ID cards. The Ministry also issues driving licences and runs the Manzil registration system.
List of Persons Linked to Terrorism or Proliferation
Prosecutor General's Order No. 53-B of 2021 governs the list, which has national and international sections and takes in UN Security Council designations without a separate decision. Firms must freeze listed persons' assets immediately and review their client base at least every three months.
Interagency Commission and EAG Evaluation
The Interagency Commission, set up by Presidential Resolution PP-3947 of 2018 and chaired by the DCEC's head, coordinates AML policy and a national risk assessment every three years. Uzbekistan joined the Eurasian Group in 2005, won three upgraded ratings in 2023 and was not on FATF's June 2026 lists.
Tashkent International Financial Centre
The Constitutional Law on the Centre took effect on 25 July 2026. Article 28 creates its own Financial Services Authority and Article 8 applies common law and equity inside the Centre, while national AML and sanctions laws continue to apply to firms licensed there.
Uzbekistan Data Residency and Deployment
Since 27 March 2026, Article 27-1 of Law No. ZRU-547 has required biometric data to stay in Uzbekistan, and Regulation No. 3322 puts digital identification systems on servers in the country. Shufti supports on-premises deployment in Uzbekistan, including air-gapped setups, with any other hosting fixed in your agreement.
Law No. ZRU-547 on Personal Data
In force since October 2019, the law allows biometric data used to identify a person to be processed only with that person's consent, unless another law provides otherwise, under Article 26. Shufti protects identity and biometric data with encryption, role-based access and configurable retention.
Cross-Border Transfers of Other Personal Data
Personal data outside the biometric, genetic and telecom categories may leave Uzbekistan when the destination is on the adequacy list the Cabinet of Ministers approved in July 2026, or when approved contractual clauses or corporate rules apply. Shufti fixes every processing location before any transfer.
Retention Controls
Retention is configurable by client and licence, covering the five-year minimum in Article 21 of Law No. 660-II. Article 17 of Law No. ZRU-547 calls for deletion once the purpose is met, and legal holds keep records in place when the DCEC or a court asks.
Encryption and Security
Data is encrypted in transit and at rest, with role-based access and audit logging throughout. ISO 27001:2022 and SOC 2 Type 2 reports support the vendor reviews banks run under Article 7 of the Law on Banking Secrecy, which requires technical measures protecting client data.
Automated Decisions and Biometric Data
Article 24 of Law No. ZRU-547 lets people object to purely automated decisions, and firms must answer in writing within ten days. Shufti returns verification results and supporting reasons through the API and back office, so support teams can explain outcomes and escalate disputed results.
Scope of Our Role
Law No. ZRU-547 separates the owner of a personal database from the operator that processes data in it. Shufti processes data as an operator acting on your firm's instructions, your firm remains the owner, and the privacy notice identifies any activities Shufti carries out independently.
Data Residency and Privacy Controls in Uzbekistan
Uzbekistan AML Sources That Strengthen Decisions
Department for Combating Economic Crimes (DCEC)
Central Bank of the Republic of Uzbekistan (CBU)
National Agency of Prospective Projects (NAPP)
Ministry of Economy and Finance
Ministry of Justice
Ministry of Internal Affairs
Customs Committee
State Assets Management Agency
Law Enforcement Academy of the Republic of Uzbekistan
Eurasian Group on Combating Money Laundering and Financing of Terrorism (EAG)
Financial Action Task Force (FATF)
Egmont Group of Financial Intelligence Units
UN Office on Drugs and Crime Regional Office for Central Asia
OSCE Project Co-ordinator in Uzbekistan
United Nations Security Council
Turn Uzbekistan Verification Requirements into a Smoother Customer Journey
Share your customer types, risk rules and current onboarding process. A Shufti specialist will show you how to connect identity verification, KYB and ongoing monitoring, reducing operational hand-offs while keeping decision evidence organised for compliance review.
PROVEN WORKFLOWS
Identity Verification Built Around Your Industry in Uzbekistan
Open Accounts Remotely Under CBU Rules
Paragraph 26 of the CBU's bank rules lets banks identify clients from the original ID card, its electronic form or digital identification under Regulation No. 3322. Shufti combines MyID, state data, chip and passport checks with selfie liveness in one flow and keeps each decision ready for CBU examination.
Frequently Asked Questions
Does Shufti support MyID, and what happens when customers cannot use it?
Yes. Shufti runs MyID through your firm's partner connection and, under Regulation No. 3322, compares a live selfie with the state record through your authorised access. Customers without MyID verify through the ID card chip, or with a passport or foreign document and a live selfie, in the same flow.
Is scanning an Uzbek ID card enough, or should verification include its chip?
A scan shows only what is printed, while the ID card's chip holds the holder's data, photo and fingerprints in signed form that is harder to forge. Shufti reads the chip, compares it with the card face, runs forensic checks and matches a live selfie.
Can Shufti verify foreign documents or identity formats it has not encountered before?
Yes. Shufti's zero-shot AI adapts to unfamiliar layouts without a template, so a foreign resident's national ID or a recently redesigned passport is checked for authenticity and tampering like any known format. Uzbek 2011-series biometric passports still in circulation get the same checks.
How does Shufti OCR compare with Google OCR for Uzbek identity documents?
Shufti's OCR, accurate to 99.7% across 150+ languages, reads Latin-script Uzbek with letters such as o' and g' intact, plus Cyrillic fields on older records. In its published benchmark against Google Vision, it averages 93% accuracy to Google's 78.4%, which matters for foreign residents' documents.
How does Shufti verify ownership when an Uzbek company has several corporate layers?
Shufti pulls the Unified State Register record for each company in the chain, maps shareholdings through holding entities and identifies owners at the 10% threshold in the CBU's bank rules. It then compares the result with the beneficial owner questionnaire behind the Ministry of Justice register.
Does Shufti's ongoing monitoring cover more than sanctions screening?
Yes. CDD in Uzbekistan continues after onboarding, since Article 15 of Law No. 660-II requires regular updates to client data and Article 7 adds ongoing monitoring. Shufti monitors transactions against each customer's baseline and flags register, director and ownership changes as they happen.
How does Shufti keep screening current and handle Uzbek name variations?
Watchlists, including the DCEC's national list, update within 15 minutes of a change at source. Phonetic matching links Latin, Cyrillic and Russian spellings and both patronymic forms, such as o'g'li and -ovich, so a transliterated name never hides a match.
Can we choose Uzbek hosting or run verification inside our own infrastructure?
Yes. Run Shufti on-premises in your own data centre in Uzbekistan, air-gapped if required. Biometric data stays in the country as Article 27-1 of Law No. ZRU-547 requires, and your agreement names where any other data is processed.
What controls help us protect identity and biometric data?
Shufti encrypts data in transit and at rest, applies role-based access and logs every access. Biometric data, which Article 26 of Law No. ZRU-547 lets firms process for identification only with consent, is limited to what verification needs and deleted on your schedule.
Can we configure different retention periods for different Uzbek licences?
Yes. Retention is set per client, licence and record type, so identification records run at least five years after the relationship ends under Article 21 of Law No. 660-II. Legal holds pause deletion when the DCEC or a court requests records.
What does Shufti provide when our compliance team needs to prepare a DCEC report?
Shufti's case file holds the customer's verified identity, screening results, transaction history, alerts and analyst notes in one place. Your compliance officer exports a report-ready bundle and files with the DCEC by the end of the next working day, as Law No. 660-II requires.
Can we add verification checks without rebuilding our onboarding journey?
Yes. The AI Journey Builder adds or reorders checks such as NFC, MyID or address verification without code changes. Routing rules send customers to different checks by product, risk tier or residency, so a non-resident moves straight to passport verification.
How does Shufti make verification queries easier for our customer support team?
Every decision is shown in the back office with the reason, the failed check and the captured evidence. Support teams can tell a customer exactly what to fix, such as a glare-covered or expired ID card, and escalate disputed results to compliance.
Let’s Build Trust Into Your Business
1B+Verifications Processed
240+Regions Actively Processed
99.7%Accuracy Rate
Samer Al Tamimi
CEO of Safwa Bank
“We take our client’s privacy very seriously and always look for new innovative solutions to ensure a safe banking experience. Working with Shufti feels like a breath of fresh air, as their 100% in-house tech keeps our customer’s data free from vulnerabilities and fully safe and protected.”
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