LATVIA KYC, KYB AND AML

Scale Identity Verification and KYC Operations in Latvia

Q: Which identity documents can be used for Latvian onboarding?

Customers can use the Latvian eID card, the personas apliecība, including its notified eID and NFC capabilities. The passport, the residence permit card, the foreigner's eID card and the non-citizen passport can also be accepted where they meet the applicable NILLTPFN requirements. Shufti supports document, eID, NFC and biometric verification in one configurable workflow.

Q: How does Shufti support Latvijas Banka-supervised businesses in Latvia?

Shufti connects identity verification, KYB, AML screening, QES, account verification and decision evidence in one configurable workflow. This helps businesses within the supervisory remit of Latvijas Banka reduce manual hand-offs, standardise compliance records and prepare clearer evidence for internal audit and applicable supervisory review.

Q: What documents are required for KYB in Latvia?

Typically a komercreģistrs extract, the VAT number in LV plus 11 digits format, the articles of association and beneficial ownership details from the Enterprise Register. Shufti verifies these in real time and screens the UBOs behind them against sanctions and PEP lists.

Q: How are Latvian name variants handled in screening?

Matching accounts for the 11 Latvian letters that carry diacritics and for Latvian grammatical endings, so variants such as JĀNIS BĒRZIŅŠ and JANIS BERZINS resolve to the same person and false positives on Latvian names stay low.

Q: How long must AML records be retained in Latvia?

Under Section 37(2) of the NILLTPFN Law, records are kept for five years after the business relationship ends or the occasional transaction is executed. Section 37(3) lets the Financial Intelligence Unit, a supervisor or a law enforcement, prosecution or court instruction extend that by up to five more years.

Q: Is EU-region data hosting available?

Yes. Shufti offers EU-based cloud regions, so Latvian customer data stays in-region in line with GDPR. There is no Latvia-specific hyperscaler region, so deployments use nearby EU regions or local providers, and on-premise is available where residency rules are stricter.

Q: What changes for Latvia under AMLR from July 2027?

AMLR applies directly, so no Latvian transposition law is needed. Article 22(6) permits eIDAS-notified eIDs, the EUDI Wallet and qualified trust services, as well as document plus biometric checks, and sets the beneficial ownership test at 25% or more.

Q: How do QES and account verification work together under Latvian rules?

Cabinet Regulation No. 392 sets two separate routes. Paragraph 7.1 covers a secure electronic signature or qualified enhanced-security electronic identification, and paragraph 7.3 covers an identification payment. Shufti connects QES, account verification and supporting evidence in one workflow, subject to the applicable account and transaction requirements.

Q: When will the EUDI Wallet be usable for onboarding in Latvia?

Under eIDAS 2.0, EU member states target wallet availability from the end of 2026, and regulated businesses must accept wallet-based verification in the period after that. Latvia is developing its wallet under this rollout, after the NOBID pilot. Shufti is built to accept wallet-based verification as the Latvian wallet goes live, so onboarding flows will not need to be rebuilt.

Q: Can we keep using video identification after July 2027?

Yes. AMLR expressly recognises eIDAS-based methods such as the EUDI Wallet and notified eIDs, and video identification remains usable where national rules permit it, with the method choice documented and justified. Latvia sets those rules in Cabinet Regulation No. 392, and Shufti supports both routes so firms can shift the mix over time without changing platforms.

Verify Latvian customers and businesses through Latvia’s notified eID, NFC, QES, identity documents, biometrics and KYB. Reduce manual review, maintain consistent audit evidence and run one connected workflow designed to support the NILLTPFN Law today and AMLR from 10 July 2027.

Trusted by 2000+ businesses that make identity decisions at scale

Operational Performance for Latvia KYC

Our Numbers Speak Volumes

99.60%

First-pass
verification rate

< 10 sec

Median
verification time

Latvian ID methods
supported

THE LATVIA VERIFICATION GAP

Latvia IDV/KYC Challenges

Two Trusted eID Routes, One Flow

Latvia notified four eID means under eIDAS, and recognises Smart-ID nationally as a qualified electronic identification service. Bank logins stopped opening state e-services in January 2025, so onboarding has to accept both routes plus documents.

Latvian Law Rewrites Foreign Names

Cabinet Regulation No. 114 renders foreign names in Latvian form with Latvian endings, so John Smith is written Džons Smits. Eleven Latvian letters carry diacritics, which pushes false positives up in global screening.

Ownership Is Declared, Not Proven

Beneficial ownership is filed with the Enterprise Register no later than 14 days from the day it becomes known. Where a KYB check finds something different, the obliged entity has three working days to tell the register, so the evidence has to be dated.

Register Data Is Not Verification

The komercreģistrs confirms that a Latvian SIA or AS exists and who sits on the board, not who controls it or whether anyone attached to it is sanctioned. KYB needs screening layered on top of registry lookups.

Regulatory Update

What AMLR Changes for Identity Verification in Latvia

The EU Anti-Money Laundering Regulation (EU) 2024/1624 applies directly in Latvia from 10 July 2027, with no transposition period. It sets the due diligence rules the NILLTPFN framework will operate under, with AMLA, the new EU-level supervisor, established in Frankfurt.

Timeline

End of 2026 Member State wallet issuance target, eIDAS 2.0
10 July 2027 AMLR applies, no transposition
Late 2027 eIDAS 2.0 Art 5f wallet acceptance duty
2028 AMLA direct supervision begins

eIDAS Is Expressly Recognised

Article 22(6)(b) allows eIDAS eID at substantial or high with qualified trust services, and 22(6)(a) expressly permits document routes. Regulation No. 392 routes stay usable and should be documented and justified.

The Ownership Test Tightens

AMLR tests ownership at 25% or more, or control by other means, so UBO and KYB checks cover both. A 15% floor may apply to high-risk sectors.

Existing Customers Get Re-Checked

AMLR expects existing customer records to be brought up to standard on a risk basis, not just new onboarding. Continuous monitoring keeps back-book files current between reviews.

Accountability Stays With You

Article 18 keeps customer due diligence accountable with the obliged entity even when verification is outsourced, so vendor evidence and clean audit trails matter more under AMLR.

Book an AMLR Readiness Demo

FOR LATVIJAS BANKA-SUPERVISED BUSINESSES

Streamline Latvijas Banka-Supervised Onboarding in Latvia

Connect identity verification, QES, Penny Drop and compliance evidence in one configurable workflow for businesses operating within the supervisory remit of Latvijas Banka. Reduce customer drop-off and manual handovers while giving compliance teams a consistent, review-ready record of every decision.

1. Verify the Customer

Verify identity using the configured route, such as Latvia’s notified eID, NFC document reading or document and biometric checks.

2. Complete Qualified Signing

Apply and validate the QES within the same journey, keeping the signed document, verification result and supporting evidence together.

3. Confirm the Payment Account

Use Penny Drop Verification for the identification payment under Regulation No. 392, confirming account ownership within paragraph 13.3 limits.

Book a Latvia Compliance Demo

Shufti’s IDV/KYC Solutions for Latvia

KYC Solutions

Clear NILLTPFN-aligned onboarding for Latvian customers, with age and address checked in the same flow as identity, each check completing in seconds.

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Identity Verification

Shufti confirms every customer is real and present, not a spoofed or synthetic identity. Biometric face matching and liveness detection run against 10,000+ active ID document types.

Face Verification

Face verification binds the live person to the document with iBeta Level 3 Conformance to ISO/IEC 30107-3 liveness, stopping spoofs, masks and deepfakes.

Age Verification

Selfie-based age estimation combined with document verification fallback where required for regulated sectors such as gambling and e-commerce.

Address Verification

Shufti verifies Latvian address-bearing documents, including utility invoices, telecom bills and bank statements from major Latvian issuers. This matters in Latvia where proof-of-address checks remain common in regulated onboarding.

Document Verification

Verification of the personas apliecība, the uzturēšanās atļaujas karte and the Latvian ePassport, including NFC chip reading and Latvian-language OCR extraction. Remains expressly permitted under AMLR. NILLTPFN Section 14 requires copies of the documents used for identification, and Regulation No. 392 paragraph 9 treats photo and video capture in the 7.2 and 7.4 routes as equivalent copies.

Bank Account Verification

Confirms a Latvian bank account (LV IBAN) belongs to the customer, returning the registered account holder name for matching against the verified identity.

KYB Solutions

Shufti checks a business as deeply as the people behind it, supporting risk-based NILLTPFN duties. Shufti checks registry records, beneficial ownership, and VAT details in real time, then screens UBOs against 4,000+ global watchlists for sanctions and adverse media exposure.

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Business Verification

Automated validation of komercreģistrs data, registration numbers, VAT ID (LV plus 11 digits), and board members. Reduces manual registry lookups and onboarding delays.

Enhanced Due Diligence (EDD)

Structured risk profiling for complex ownership chains, cross-border entities, and high-risk sectors, supporting Latvia’s risk-based AML obligations under the NILLTPFN Law.

AML Screening

Shufti screens customers and transactions in 240+ countries and territories, flagging sanctions, PEP, and adverse media matches as they happen. Ongoing monitoring surfaces suspicious activity in time to meet local reporting obligations.

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AI Compliance Copilot

Helps compliance teams review verification and AML data, investigate alerts, and understand the reasoning behind risk signals. It brings relevant case information together to support faster, more consistent compliance decisions.

Transaction Monitoring

Ongoing transaction monitoring calibrated to Latvian financial flows flags anomalies against AML rules, supporting the risk-based controls expected by Latvijas Banka and the FIU.

Supported Verification Methods for Latvia

Every Verification Route Latvia Uses, in One Platform

Shufti supports the full range of remote verification routes used in Latvia, from the EUDI Wallet and the notified eID to document and biometric checks. Each method below shows what is live today and what is ready for the 2027 rollout.

EUDI Wallet

Wallet-ready · from 2027

The EUDI Wallet is not named in AMLR but meets the Article 22(6)(b) route. Latvia is developing its wallet under the eIDAS 2.0 rollout. Shufti is built to accept wallet-based verification as the Latvian wallet goes live.

Notified eID

Live

The Latvian eID scheme covers the eID karte, eParaksts karte, eParaksts karte+ and eParaksts, used every day through the eParaksts mobile app. Shufti verifies it today, alongside Smart-ID, which Latvia recognises as a qualified electronic identification service.

Docless Database eIDV

Live

Database-driven verification confirms identity in seconds for low-risk onboarding, with no document upload. Shufti confirms which sources are available for Latvia at scoping and escalates as risk rises.

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NFC Chip Verification

Live

Shufti reads the secure chip in the personas apliecība eID card, the uzturēšanās atļaujas karte residence permit and the Latvian ePassport. This is the high-assurance capture route where card readers are not to hand.

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Document and Face Biometric

Live

Permitted expressly by AMLR 22(6)(a). Document authentication of the eID card, residence permit card and ePassport, paired with iBeta Level 3 Conformance to ISO/IEC 30107-3 liveness to confirm a real, present person.

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Video Identification

Live

Cabinet Regulation No. 392 of 3 July 2018 (amended by Regulation No. 331 of 2022, issued under NILLTPFN Section 22(3)) permits video identification under paragraph 7.2, and Chapter IV sets the rules. A real-time session with synchronised video and audio over an encrypted connection checks the document, runs a face match and records a time-stamped audit trail. A video call used only for extra questions is not video identification, only an auxiliary tool under paragraph 10.1.

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Qualified Electronic Signature

Live

Cabinet Regulation No. 392 paragraph 7.1 allows remote identification with a secure electronic signature or qualified enhanced-security electronic identification. Shufti runs eIDAS-qualified signing powered by Evrotrust, an EU qualified trust service provider, producing PAdES-LTV signatures. For Latvia the signing identity check runs through the notified Latvian eID.

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Independent Validation

Shufti's Recognition Across Independent Evaluations

Ranked Exceptional in the Liminal Index 2026 for age estimation

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Differentiated by Gartner on document diversity and country coverage

Certified at iBeta Level 3 PAD with 0% APCER

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Broadest global reach in the 2025 KuppingerCole Extended IDV report

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Ranked Top 5 in the DHS RIVR 2025 for identity validation

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Top Vendor for Product Execution in the Liminal Index for KYC 2026

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Ranked Exceptional for age verification by Liminal Index 2026

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Recognised as a Leader in G2 Fall 2026 reports

Trust signal graphic for Shufti age verification performance ranking

Gartner recognition graphic for Shufti document diversity and country coverage

Analyst recognition graphic for Shufti verification accuracy

Sample Shufti verification report showing trust-signal check results

Shufti trust-signals report graph illustrating identity risk scoring

Liminal Index for KYC 2026 chart placing Shufti as a top vendor for product execution

Shufti trust-signals verification report overview panel

G2 Grid® for Identity Verification Software

Evidence-Ready Checks Across People & Businesses

Verifications with robust evidentiary support

Individual Documents We Verify

Shufti verifies 11+ Latvian document types, including the ones below.

View All Supported Documents

Latvian eID Card (personas apliecība)

Mandatory identity document for Latvian citizens and non-citizens from age 15, subject to transitional rules. Carries a biometric NFC chip and the notified eID function for high-assurance remote verification.

Latvian Passport (pase)

Biometric, ICAO-compliant Latvian passport with an NFC chip. Core KYC document for cross-border and travel-linked journeys, and a common onboarding alternative alongside the eID card.

Residence Permit Card (uzturēšanās atļaujas karte)

Electronic residence permit card for third-country nationals staying in Latvia. Carries a chip with electronic identity and signing certificates, but it is not a travel document, so onboarding treats it as an ID document.

Foreigner's eID Card (ārzemnieka eID karte)

Latvian Driver's Licence (vadītāja apliecība)

Issued by CSDD and accepted as supporting identity evidence where policy permits. Verified for authenticity through document checks, though it carries no NFC chip.

Enterprise Register statement for Latvian entity identity

Entity Identity

Enterprise Register Statement Or Company Register Extract

Statement from the Uzņēmumu reģistrs or an extract from the komercreģistrs. Confirms legal existence, the 11-digit registration number, legal form, registered address and board members for KYB.

Articles Of Association And Registry File Documents

Statūti and registry file documents filed with the Enterprise Register. Shufti uses them to reconcile signing authority and representation rights before a relationship opens.

Sector Licence Where Applicable

Evidence of permission to operate in a regulated sector, such as a Latvijas Banka authorisation for payment or crypto-asset services, or a consumer lending licence. Checked for holder, scope and status.

Tax Identity

VAT Number PVN (LV + 11 Digits)

Latvian VAT identification number in LV plus 11 digits format. Verified to confirm the entity is registered for VAT and trading legitimately, with the number matched back to the registry identity.

State Revenue Service VAT Register Record

Current VAT registration status as held by the Valsts ieņēmumu dienests. Attached to the company file as dated evidence for KYB checks and refresh cycles.

Beneficial ownership record (patiesais labuma guvējs) for Latvia

Ownership & Control (UBO)

Beneficial Ownership Record (patiesais labuma guvējs) Via Enterprise Register

Public beneficial ownership record held by the Enterprise Register. Shufti checks control data against it, with the AMLR test applied at 25% or more for entities.

UBO Updates And Timeliness Evidence

Changes must be filed within 14 days of becoming known. Shufti captures date-stamped evidence and escalation notes so a mismatch is documented, not lost.

Languages We Cover

Document Text Handling

Native Latvian parsing keeps the 11 diacritic-bearing letters intact across the eID card, residence permit card and Enterprise Register records, so checks stay accurate against official sources.

Latvian name matching and diacritic handling

Name Matching Controls

Matching handles Latvian name rendering, grammatical endings and the original-form spelling a holder can ask for on passport page 3, so JANIS BERZINS and JĀNIS BĒRZIŅŠ resolve to one person.

Evidence Consistency

Cross-document checks reconcile names and identifiers across the eID card, passport, komercreģistrs and the UBO register in one case record, supporting FIU follow-ups and inspections.

Governance & Controls

Audit-Ready Decisions, Lower Operational Drag

Fewer Avoidable Re-submissions

Optimised capture for Latvian ID formats and the NFC-enabled eID card cuts avoidable re-submissions and manual review.

Cleaner Audit Trails

Structured logs aligned to NILLTPFN record retention and goAML reporting obligations keep every onboarding decision audit-ready.

Better Name Matching Outcomes

Matching handles Latvian diacritics, grammatical endings and original-form spellings, reducing false positives and manual review.

One Workflow, One Back Office

KYC, KYB and AML screening are consolidated in one operational case view, so one back office team works on every customer file.

eID-First Flow Design

eID card and eParaksts-first onboarding reflects how national identity works in Latvia and the way customers actually verify, with fallbacks for passports and residence permits.

Continuous Compliance

Compliance that does not stop at onboarding

AMLR treats customer due diligence as a continuing obligation. Perpetual monitoring keeps the customer picture current between reviews, so risk is caught when it appears, not at the next annual check.

Surface Changes as it happens

Detect

Perpetual monitoring flags risk when it appears, not at the next annual review. Behavioural biometrics, background fraud signals, and ongoing sanctions and PEP screening watch every active relationship.

Step up when the signal fires

Verify

When a signal fires, re-verification confirms the person or the ownership change using the same live methods above, so a flag turns into a resolved decision.

Keep the file audit-ready

Comply

Every check and decision is logged to NILLTPFN record-keeping standards, so the file is organised and retrievable for internal audit and supervisory review.

Perpetual KYC

pKYC

Keeps individual customer risk current with behavioural biometrics, background fraud signals and ongoing AML screening, so back-book records stay standard-ready.

Perpetual KYB

pKYB

Monitors Enterprise Register UBO records and the komercreģistrs, so a shift past the 25% threshold or a change of control is caught between reviews.

REGULATORY ALIGNMENT

Built To Fit Latvia's Compliance Landscape

Latvijas Banka (Bank of Latvia)

Supervises credit institutions, payment and e-money institutions, investment firms and crypto-asset service providers. Shufti supports its AML guidance with structured identity evidence and ongoing monitoring controls.

Financial Intelligence Unit of Latvia (FID)

Receives suspicious transaction reports through goAML and implements sanctions. Decision audit trails and structured risk indicators support reporting.

Data State Inspectorate (DVI)

Supervises GDPR enforcement in Latvia. Data minimisation, lawful-basis processing and EU-region hosting keep Latvian personal data handling compliant.

Office of Citizenship and Migration Affairs (PMLP)

Issues Latvia's passports, eID cards, residence permit cards and foreigner's eID cards. Shufti verifies in-circulation Latvian document types and designs, including chip-based checks.

Enterprise Register of the Republic of Latvia (UR)

Keeps the komercreģistrs and the public beneficial ownership register. Shufti captures registry statements and reconciles UBO declarations, and flags a gap so you can report it within three working days under Section 18(3¹), or within 14 calendar days of detection once AMLR Article 24 applies.

State Revenue Service (VID)

Tax authority, AML supervisor for a wide group of obliged entities, and since 1 April 2026 the supervisor for lotteries and gambling. Shufti attaches VAT register evidence to company files and retains a decision history.

Consumer Rights Protection Centre (PTAC)

Supervises licensed consumer credit and debt recovery service providers for AML purposes. Shufti supports risk-based onboarding evidence and refresh controls for licensed lending entities.

Public Utilities Commission (SPRK)

Sector regulator for electronic communications, post, energy, heating, water and waste, and not an AML supervisor. Identity verification supports subscriber onboarding, step-up checks and reviewable decisions across these sectors.

AMLA (EU Anti-Money Laundering Authority)

The new EU-level supervisor has been established in Frankfurt since July 2025. Begins direct supervision of selected high-risk cross-border entities from 2028 and shapes technical standards under AMLR.

Deployment Option

Cloud in nearby EU regions, or on-premise with local providers such as Tet Cloud and LVRTC, keeps Latvian data in-region and supports GDPR accountability.

Regulatory Alignment

Aligned with NILLTPFN due diligence obligations, UBO verification, and recordkeeping duties, as well as GDPR principles and AMLR requirements applying from July 2027.

Retention Controls

NILLTPFN records are kept for five years after the business relationship ends or the occasional transaction is executed under Section 37(2). Section 37(3) lets the Financial Intelligence Unit, a supervisor, or an investigating, prosecution or court instruction extend it by up to five more years. Regulation No. 392 keeps remote identification records unalterable, and combined routes may store only person and document images. From 10 July 2027, AMLR Article 77 applies.

Encryption & Security

Encryption in transit and at rest, with access controls and audit logging, supports Article 32 GDPR obligations under our ISO 27001 and SOC 2 Type II certifications.

Scope of Our Role

Shufti is a data processor, not a legal adviser. Due diligence and method choice stay with the obliged entity, recorded in its risk assessment.

Automated Decisions and Biometric Data

The controller sets the lawful basis, Article 9 GDPR governs biometric identification, and human review is available.

Data and Privacy Controls in Latvia

BUILT FOR COMPLIANCE TEAMS

Latvia AML Sources That Strengthen Decisions

We screen against 215+ sanction regimes, 4,000+ watchlists, 100,000+ adverse-media sources, and 6M+ PEPs across Latvia and globally. A few of them are:

Financial Intelligence Unit of Latvia (FID)

Latvijas Banka (Bank of Latvia)

State Revenue Service (VID)

Enterprise Register of the Republic of Latvia (UR)

Ministry of Foreign Affairs, national sanctions

State Police (Valsts policija)

Corruption Prevention & Combating Bureau (KNAB)

Prosecutor's Office of the Republic of Latvia

Ministry of Finance (Finanšu ministrija)

NILLTPFN Law (Likumi.lv official text)

EU Consolidated Financial Sanctions List

UN Security Council Consolidated List

Financial Action Task Force (FATF)

MONEYVAL (Council of Europe)

EU AMLA (Anti-Money Laundering Authority)

SEE SHUFTI IN YOUR LATVIA WORKFLOW

Turn Latvian Verification Requirements into a Smoother Customer Journey

Share your customer types, risk rules and current onboarding process. A Shufti specialist will show you how to connect identity verification, KYB, QES, Penny Drop and ongoing monitoring, reducing operational hand-offs while keeping decision evidence organised for compliance review.

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Frequently Asked Questions

Which identity documents can be used for Latvian onboarding?

Customers can use the Latvian eID card, the personas apliecība, including its notified eID and NFC capabilities. The passport, the residence permit card, the foreigner's eID card and the non-citizen passport can also be accepted where they meet the applicable NILLTPFN requirements. Shufti supports document, eID, NFC and biometric verification in one configurable workflow.

How does Shufti support Latvijas Banka-supervised businesses in Latvia?

Shufti connects identity verification, KYB, AML screening, QES, account verification and decision evidence in one configurable workflow. This helps businesses within the supervisory remit of Latvijas Banka reduce manual hand-offs, standardise compliance records and prepare clearer evidence for internal audit and applicable supervisory review.

What documents are required for KYB in Latvia?

Typically a komercreģistrs extract, the VAT number in LV plus 11 digits format, the articles of association and beneficial ownership details from the Enterprise Register. Shufti verifies these in real time and screens the UBOs behind them against sanctions and PEP lists.

How are Latvian name variants handled in screening?

Matching accounts for the 11 Latvian letters that carry diacritics and for Latvian grammatical endings, so variants such as JĀNIS BĒRZIŅŠ and JANIS BERZINS resolve to the same person and false positives on Latvian names stay low.

How long must AML records be retained in Latvia?

Under Section 37(2) of the NILLTPFN Law, records are kept for five years after the business relationship ends or the occasional transaction is executed. Section 37(3) lets the Financial Intelligence Unit, a supervisor or a law enforcement, prosecution or court instruction extend that by up to five more years.

Is EU-region data hosting available?

Yes. Shufti offers EU-based cloud regions, so Latvian customer data stays in-region in line with GDPR. There is no Latvia-specific hyperscaler region, so deployments use nearby EU regions or local providers, and on-premise is available where residency rules are stricter.

What changes for Latvia under AMLR from July 2027?

AMLR applies directly, so no Latvian transposition law is needed. Article 22(6) permits eIDAS-notified eIDs, the EUDI Wallet and qualified trust services, as well as document plus biometric checks, and sets the beneficial ownership test at 25% or more.

How do QES and account verification work together under Latvian rules?

Cabinet Regulation No. 392 sets two separate routes. Paragraph 7.1 covers a secure electronic signature or qualified enhanced-security electronic identification, and paragraph 7.3 covers an identification payment. Shufti connects QES, account verification and supporting evidence in one workflow, subject to the applicable account and transaction requirements.

When will the EUDI Wallet be usable for onboarding in Latvia?

Under eIDAS 2.0, EU member states target wallet availability from the end of 2026, and regulated businesses must accept wallet-based verification in the period after that. Latvia is developing its wallet under this rollout, after the NOBID pilot. Shufti is built to accept wallet-based verification as the Latvian wallet goes live, so onboarding flows will not need to be rebuilt.

Can we keep using video identification after July 2027?

Yes. AMLR expressly recognises eIDAS-based methods such as the EUDI Wallet and notified eIDs, and video identification remains usable where national rules permit it, with the method choice documented and justified. Latvia sets those rules in Cabinet Regulation No. 392, and Shufti supports both routes so firms can shift the mix over time without changing platforms.

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1B⁺Verifications Processed

240⁺Regions Actively Processed

99.7^%Accuracy Rate

Samer Al Tamimi

CEO of Safwa Bank

“We take our client’s privacy very seriously and always look for new innovative solutions to ensure a safe banking experience. Working with Shufti feels like a breath of fresh air, as their 100% in-house tech keeps our customer’s data free from vulnerabilities and fully safe and protected.”

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PROVEN PLAYBOOKS

Explore Practical KYC & AML Resources

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10 July, 2026

Identity Verification in Europe: eIDAS 2.0 & EUDI Wallet

A practitioner's guide to verifying identity in Europe, covering eIDAS 2.0, the EUDI Wallet, docless eIDV and how to choose an eID provider for onboarding in the EU.

Product Guide

4 August, 2026

EU AMLR Guide 2027: Requirements, Scope, Deadlines

Regulation (EU) 2024/1624 applies from 10 July 2027. Covers which firms fall in scope, what CDD and ownership checks demand, and how AMLR differs from AMLD6 today.

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9 September, 2026

How to Remediate Existing Clients' Files Under EU AMLR

AMLR applies from 10 July 2027 to the files you already hold. Find CDD gaps in existing customers, rank them by risk, and record decisions auditors can follow later.

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